Apply for an unsecured platinum credit card with guaranteed approval.
Reward yourself with an unsecured platinum credit card that comes with great perks and benefits, like a 0 intro balance transfer, bonus miles and cash back.
Unsecured platinum credit cards require great credit.
High credit limit unsecured credit cards that offer 0 interest balance transfers require above average credit because of the issuer's financial risks. There are two types of "platinum". One is the standard "platinum credit card" and the other is a "platinum card" (just "card" not "credit card").
The difference is how the cards may be used. Platinum credit card
Does not have any purchase restrictions imposed by the issuer. It can be used to make purchases from retail stores and to book airline reservations, motels, etc.
Catalog Platinum card Has purchase restrictions imposed by the issuer. Usually the issuer only allows purchases from a pre-selected catalog of merchandise, and do not allow buying products from retail stores, nor to book flights, motel rooms, etc. Because the issuer of platinum cards imposes usage restrictions, the card is often a guaranteed approval.
Apply for a Chase Platinum Card with all of these privileges: 0% Intro APR*, No Annual Fee, $500,000 Worldwide Travel Accident Insurance, Hertz® Car Rental Discounts, Up to $100,000 Credit Limit, Online Account Access & Bill Payment.
*See Credit Card Offer Terms
*Guaranteed platinum credit card: USA Platinum Plus Credit Card offers a $7,500 Unsecured merchant card with no credit checks, no turndowns and no employment verification. *See website for Terms and Conditions
Understand that even a no deposit credit card may require an activation fee or an annual fee, and learn the difference between a guaranteed platinum card and a unsecured platinum credit card. Both offer an unsecured credit line, but only one is a true credit card which allows purchases wherever the major credit card is accepted, whereas the other only offers purchases from a pre-selected catalog.
New
things are in the making for cardholders who have a Discover account, and it is
all about making person-to-person payments. They have announced information
about their money messengerSM and their partnership with PayPal. The new tool
with allow customers to use their card to pay a person. This just gives
cardholders even better ways to have tools that can help with their purchases and payments.
The feature makes use of PayPal's new Adaptive Payments APIs, and Discover
account holders can be able to send money to someone using the Discover website,
a smart phone, or mobile phone number. For people who do not want to use this
method, there is always a prepaid
card that could be used to give to a person.
Discover
members may even be able to earn cashback on a transaction. The Money Messenger is
easy to use as there is not a set up or enrollment required for cardmembers who use the
Discover Account Center.
Recipients must have a PayPal account or they will need to open one. This
feature can help Discover cardholders make payments to people and earn rewards
in the process, all while a person gets money. This is one more good way to give
members more payment methods. Discover cards continue to give cardholders more
features and benefits, that have turned out to be some good financial tools for
managing the family finances.
American Express News: Small businesses now have a brand new resource available to help them grow and succeed through social media.
"Social Media Show + Tell" resides within American Express' newly created Business Knowledge Share enhanced LinkedIn user group. Through a series of "show and tell" videos available to members, representatives from the most popular digital and social platforms – starting with Facebook – explain how their tools can have a formidable impact on small businesses and empower business owners to maximize the potential of the growing digital landscape.
The Social Media Show + Tell videos aim to demystify these platforms for small businesses by providing easy to understand commentary and advice from the leading experts behind each of the platforms. Each video shows how small business owners can take advantage of different social media platforms, walks business owners through each step of the registration process and clearly illustrates the business potential of engaging customers in an ongoing dialogue. Further, group members will be able to engage directly with the featured platform expert to ask questions. Coupled with the collaborative community of Business Knowledge Share, small business owners now have actionable insights relevant to their businesses in a single, easily accessible location. Social Media Show + Tell will next roll out how-to videos containing tips and advice on how to take advantage of the foursquare platform, among others.
Chase Launches Disney's Premier Visa® Card - New Must-Have Credit Card For Disney Fans Offers The Ability to Earn Rewards Faster; Redeem For Disney Rewards And Toward Airline Travel on Any Airline to any Destination, Anytime.
To deliver the Disney promise of creating special memories that last a lifetime, Chase Card Services, a division of JPMorgan Chase & Co.
and The Walt Disney Company, through its subsidiary Disney Rewards LLC, announced today the launch of Disney's Premier Visa® Card from Chase. The new card offers customers ways to earn rewards twice as fast, the opportunity to now redeem toward airline travel in addition to most everything Disney, plus access to special Cardmember-only perks when visiting Walt Disney World® and the Disneyland® Resorts.
With Disney's Premier Visa Card, Cardmembers earn 2% in Disney Dream Reward Dollars® on card purchases at restaurants, grocery stores, gas stations and most Disney locations at Walt Disney World® Resort, the Disneyland® Resort, Disney Cruise Line® and Disney Store. Cardmembers earn 1% on all other purchases made with the card.
Citi News: The Citi Team USA Flag Tour made its fourth stop today in Jacksonville, one of Citi’s largest sites in the United States. Olympic Hopeful Kellie Wells (track & field) and Paralympian Carlos Leon (track & field, discus) joined Citi Site President Kristi Bageant-Epperson, Rich Garside, Co-Head of Global Operations & Technology, and Citi employees in celebration and support of Team USA and the athletes’ journeys to the London 2012 Olympic Games.
At the event, the athletes spoke to a crowd of more than 350 people and highlighted the importance of the network of support they received from family, friends and the community as part of their own personal Olympic and Paralympic journeys. The event was capped off by a ceremony to raise the Citi Team USA flag on the Citi Jacksonville campus which will remain up through the London 2012 Olympic and Paralympic Games. Previous tour stops have included Citi sites in Sioux Falls, S.D., Irving, Texas, and Tucson, Ariz.
Discover Card News: Specialty Studen Loans Feature Competitive Rates and 24/7 Customer Service
Discover Student Loans recently added three new private student loans designed for graduate students in health professions, law school and MBA programs. The new loans are available on the recently redesigned DiscoverStudentLoans.com and are supported by student loan specialists available 24 hours every day.
The new DiscoverStudentLoans.com includes more tools and information to help students and parents with each step of the process – from exploring financial aid to repaying student loans.
Variable rates for the new graduate loans are currently lower than the fixed-rate federal Graduate PLUS Loan and include a nine-month grace period and a 20-year repayment period to help students manage their monthly payments.
As with Discover's other loans for undergraduate and graduate students, the new specialty loans have zero origination fees, and borrowers are eligible for a 2 percent Graduation Reward that can be applied to the principal loan balance or received in cash once they complete their degrees.
The new Discover Health Professions Loan is for graduate students seeking advanced degrees in allopathy, dentistry, nursing, occupational therapy, optometry, osteopathy, pharmacy, physical therapy, physician assistant, podiatry, and veterinary medicine.
Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.
Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.
Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.
Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.
Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.
Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.
Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.
Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.
Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.
AAdvantage® Credit Cards: Frequent travelers will appreciate this diverse range of credit cards, where every purchase earns valuable AAdvantage® miles redeemable by American Airlines and its global travel partners. Citi® Platinum Select® / AAdvantage® Visa Signature® card: Earn up to 40,000 American Airlines AAdvantage® bonus miles2 and $100 off. Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases in the first 4 months of cardmembership * Plus, earn an additional 10,000 AAdvantage® bonus miles after $5,000 in purchases in the first 6 months of cardmembership * Receive a one time $100 statement credit for the 1st eligible American Airlines purchase made in the first 12 months of cardmembership * Earn 2 AAdvantage® miles for every $1 you spend on eligible American Airlines purchases and 1 AAdvantage® mile per $1 spent on other purchases for the first 12 months of cardmembership.2 After that, continue to earn 1 mile per $1 spent on purchases. Other Advanta Credit Cards: Citi Select® AAdvantage® American Express® card; Citi® Gold / AAdvantage® Visa Signature® card; Citi ExecutiveSM / AAdvantage® World EliteTM MasterCard®.
