Unsecured credit card to rebuild credit with no deposit.

    

    

   

AT&T Universal Business Rewards Card
* 0% Intro APR on Purchases for 6 months. After that, 14.24% variable*
* Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T*
* Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases*
* Additional cards for employees with credit limits you set
* No Annual fee*

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

American Express® Premier Rewards Gold Card
* Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
* Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
* Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
* Introductory annual fee of $0 for the first year, then $175
* Get approved in 60-seconds.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Bank of America® Accelerated Rewards® American Express® card
* Introductory 0% APR for Purchases only for 12 billing cycles. After that, a Variable APR 12.99% - 20.99% will apply.
* Get a $50 statement credit after making at least $100 in retail purchases within the first 60 days of the account opening date.
* No annual fee and the flexibility to pay over time.
* Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates.
* Earn great rewards with 1.25 points per $1 in purchases.
* Access to special Cardmember offers from participating American Express® merchants to save on shopping, dining, travel, hotels, and much more.
* Free 24/7 Concierge Service.
* Access to one of the world's largest and most established travel agency networks.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

BankAmericard Cash Rewards™ Visa Signature® Card - New Cash Rewards and Bonus Offer
* Introductory 0% APR for Purchases only for 12 billing cycles. After that, a Variable APR 12.99% - 20.99% will apply.
* Earn 1% cash back on every purchase, 2% cash back on groceries and 3% cash back on gas. Quarterly maximum applies to bonus rewards on grocery and gas purchases. (See Terms and Conditions for additional program details.) Plus, receive a 10% customer bonus when you redeem rewards into a Bank of America® checking or savings account.
* Receive a 10% customer bonus when you redeem rewards into a Bank of America® checking or savings account.
* Earn a $50 cash back bonus after qualifying purchase(s)
* Redeem Rewards for a check, statement credit, direct deposit to a checking or savings account
* Get redemptions starting at $25, with the capability to set up automatic redemption
* Rewards don't expire.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Blue Cash Everyday(SM) Card from American Express
* Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
* 0% intro APR on purchases for 12 months, flexibility to pay over time
* Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
* NO spend minimum, NO enrollment, and NO rotating rewards categories
* Get a $25 Referral Bonus for each friend or family member who is approved for the Card
* No annual fee, flexibility to pay over time

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Blue Sky from American Express®
* No annual fee
* Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime
* Pay your bill all at once, or over time. It's up to you.
* Blue Savings Program™: big deals on big brands, all the time
* Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
* Get approved in 60-seconds

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Capital One® Cash
* $100 Bonus after you spend $500 in the first 3 months
* 50% bonus on the cash back you earn every year
* 1% cash back on all purchases
* No annual fee
* Earn unlimited cash rewards that don't expire
* Redeem cash rewards anytime for any amount, even set up automatic redemption
* Personalize your card with an image of your choice

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Capital One® Classic Platinum Credit Card - Average
* 0% intro APR on all purchases (limited time offer)
* $0 Fraud Liability if your card is lost or stolen
* Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection
* Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Capital One® Orbitz® Visa® Platinum
* 3 points per dollar spent on eligible Orbitz.com bookings
* Get 1 point per dollar on all other purchases
* Bonus points on eligible Orbitz.com bookings
* No limit on the points you can earn and points don't expire
* Redeem for travel, merchandise, gift cards and more
* Earn travel quickly with low redemption minimums
* 250 point refueling bonus when you redeem points for awards
* No annual fee

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Capital One® Rewards No Hassle^(SM) Cash Credit Card
* 2% cash back on gas and groceries
* 1% cash back on all other purchases
* BONUS: Get up to 15% more cash back when you shop over 300 retailers
* No limit on the cash you can earn and cash won't expire
* Redeem cash rewards any time for any amount, even set up automatic redemption
* 0% intro APR on purchases (limited time offer)
* Pick an image for your card - choose the one shown here, any of the hundreds in our collection or add your own

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Capital One® Platinum Prestige Credit Card
* 0% intro APR until February 2013 on balance transfers
* 0% intro APR until February 2013 on purchases
* No annual fee
* $0 Fraud Liability if your card is lost or stolen
* 24-hour travel assistance gives you a replacement card and cash advance
* 24-hour roadside assistance
* Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Capital One® VentureOne Rewards Credit Card
* 1.25 miles per dollar on every purchase, every day
* Earn 10,000 bonus miles, equal to $100 in travel
* Redeem miles for airline tickets, hotel rooms, car rentals and more
* No limit on the miles you can earn and miles won't expire
* Fly free on any airline, any time with no blackout dates
* 0% intro APR on purchases (limited time offer)
* No foreign transaction fees
* No annual fee

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Chase Freedom« Visa
* Earn $50 Bonus Cash Back after your first purchase.
* 0% Intro APR for 12 months on balance transfers and 6 months on purchases - a variable APR as low as 9.99% -22.99% after your 0% ends
* 5% Cash Back on up to $1,500 spent on dining, department stores, movie theaters and charitable organizations from 10/1/11 - 12/31/11
* You'll enjoy new 5% categories every 3 months like supermarkets, gas, drugstores and even home improvement stores. It's free and easy to activate your bonus each quarter!
* Unlimited 1% Cash Back on all other purchases without limits on what you can earn
* Up to an additional 10% Cash Back when you shop online at select merchants through Chase
* No annual fee and rewards never expire

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Chase Sapphire« Preferred Card
* Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
* 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
* Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate Rewards(SM)
* No foreign transaction fees
* Earn a 7% annual points dividend - even on points already redeemed
* Transfer points you've earned to participating frequent traveler programs at a 1:1 value
* 24/7 direct access to expert service advisors (No voice recording)
* No Annual Fee for your first year - A $95 value

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Citi« Dividend Platinum Select« Card for College Students
* No Cosigner Required
* Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
* Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
* Earn a full 1% cash back on all other purchases*

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Citi« Dividend World MasterCard« - $100 Cash Back
* $100 cash back after $500 in purchases within the first 3 months of account opening.
* 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
* 5% cash back on department, clothing, electronics and toy store purchases from 10/1/2011 to 12/31/2011 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. To learn more, visit dividend.quarterlyoffer.citi.com.
* Full 1% cash back on all other purchases and eligible cash advances
* No Annual Fee*

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Citi Forward« Card
* $100 in gift cards - When you redeem the 10,000 bonus ThankYou¬ Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
* 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
* 5 points for every $1 spent at restaurants and on books, movies and music.
* 1 point for every $1 you spend on all other purchases
* Want to lower your purchase APR? All you have to do is make a purchase, stay under your credit limit, and pay on time 3 billing periods in a row and we will lower your APR for purchase by up to 2%(0.25% each quarter, 8X maximum)
* No Annual Fee

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Citi« Gold / AAdvantage« World MasterCard«
* Earn 30,000 American Airlines AAdvantage« bonus miles after $750 in purchases within the first 4 months of cardmembership* -- more than enough for a round-trip domestic travel award*
* Earn 1 AAdvantage« mile for every $1 spent on purchases*
* $50 annual fee waived for the first 12 months*
* Reduced Mileage Awards let you travel to select destinations for fewer AAdvantage« miles round trip*

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Citi« Hilton HHonorsÖ Visa Signature« Card
* Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
* Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio.*
* Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
* Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
* No annual fee.*

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Citi« Platinum Select« MasterCard«
* 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
* Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
* Citi« Identity Theft Solutions
* Secure, free online account management
* No annual fee*

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Sony Card MasterCard® Credit Card
* Earn Sony Points with Every Net Retail Purchase Made On Your Sony Card MasterCard®
* No Annual Fee
* Get 2,000 Sony Points After Your First Qualifying Transaction
* Earn Double Sony Points with Every Purchase of Sony Products at SonyStyle.ca or the Sony Store/Maison Sony
* Browse Through the Complete SonyStyle.ca Catalogue Including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Player, Movies, Software, Media, and So Much More!
* 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
* Online Access to Your Credit Card Account
* Around-the-Clock Fraud Protection

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

IberiaBank Visa® Platinum Rewards Card
* No annual membership fee
* Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
* Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
* Earn 1 bonus point for every $1 in qualifying net retail purchases
* Turn your points into hotel, gift, or experience rewards
* Travel accident coverage up to $1,000,000
* Online access to credit card account information

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

IberiaBank Visa® Classic Card
* No Annual Membership Fee
* Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
* Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
* Online Access to Credit Card Account Information

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Capital One® Spark^(SM) Cash for Busines
* Earn 2% cash back on every purchase, every day
* Get a $100 cash bonus - just spend $1,000 within the first 3 months
* Receive a $50 cash bonus by signing up for one or more employee cards
* Enjoy award-winning small business customer service
* $0 intro annual fee for the first year; $59 after that
* Redeem cash rewards anytime, for any amount, even set up automatic redemption
* Earn unlimited cash rewards that don't expire

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

MTV® Visa® Card From Capital One®
* Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
* Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
* 1 point per $1 spent on everything else
* 25 bonus points each billing period you keep your account in good standing by paying on time
* Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
* Also, redeem for travel, merchandise, gift cards, and more
* No limit on the points you can earn and points don't expire
* 0% intro APR--pay no interest on purchases (limited time offer)

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Capital One® Spark^(SM) Miles Select for Business
* Get a 50% bonus on the miles you earn every year
* Earn 1 mile per dollar on every purchase, every day
* Save with 0% intro APR (limited time offer)
* Enjoy no annual fee
* Get online Quarterly and Year-End Summaries
* There's no limit to the amount of miles you can earn and miles don't expire
* Fly on any airline, anytime, with no blackout dates or seat restrictions

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Capital One® Spark^(SM) Miles for Business
* Earn 2 miles per dollar on every purchase, every day
* Get 10,000 bonus miles - just spend $1,000 within the first 3 months
* Receive 5,000 bonus miles by signing up for one or more employee cards
* Enjoy exclusive, award-winning customer service
* $0 intro annual fee for the first year; $59 after that
* There's no limit to the amount of miles you can earn and miles don't expire
* Redeem miles for travel, cash back, gift cards, merchandise, and more
* Fly on any airline, anytime, with no blackout dates or seat restrictions

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Capital One® Spark^(SM) Classic for Business
* Enjoy no annual fee
* Build business credit with eligibility for an automatic credit line increase
* Earn 1% cash back on every purchase, every day
* Separate business expenses from personal expenses
* $0 Fraud Liability if your card is ever lost or stolen
* Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Capital One® Spark^(SM) Cash Select for Business
* Get a 50% bonus on the cash back you earn every year
* Earn 1% cash back on every purchase, every day
* Save with 0% intro APR on purchases (limited time offer)
* Enjoy no annual fee
* Get online Quarterly and Year-End Summaries
* Redeem cash rewards anytime, for any amount, even set up automatic redemption
* Earn unlimited cash rewards that don't expire

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Capital One® Platinum Credit Card
* $0 intro annual fee for the first year; $19 after that
* Image Card - personalize your card with an image of your choice
* $0 Fraud Liability if your card is lost or stolen
* Monitor your spending with free text message alerts

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Capital One® Cash Rewards for Newcomers
* A card designed to help those new to the U.S. establish credit and earn cash back
* Build credit with automatic reporting to the three major credit bureaus
* Get 2% cash back on travel purchases
* Earn 1% cash back on all other purchases
* No foreign transaction fees
* No annual fee

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Capital One® Venture^(SM) Rewards Credit Card
* Money® Magazine's "Most Rewarding Card if you crave free airline flights"
* 2 miles per dollar on every purchase, every day
* Earn 10,000 bonus miles, equal to $100 in travel
* Redeem your miles for ANY travel expense
* No limit on the miles you can earn and miles won't expire
* Fly free on any airline, any time with no blackout dates
* No foreign transaction fees
* $0 intro annual fee for the first year; $59 after that

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Journey^(SM) Student Rewards from Capital One®
* Designed to help students build good credit with responsible use
* Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
* Customizable text and e-mail alerts to help keep you on track
* Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
* No annual fee
* $0 Fraud Liability if your card is lost or stolen

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Chase Hyatt Credit Card
* Receive 1 Award Night after making your first purchase with the Hyatt Credit Card
* Receive an additional Award Night after spending $1000 in the first three months of account opening
* No foreign transaction fees for international purchases
* 3 Hyatt Gold Passport points for every $1 spent with your Hyatt Card at all Hyatt properties
* 1 Hyatt Gold Passport point for every $1 spent on purchases elsewhere
* There are no limits to the points you can earn
* Award nights with no resort, Internet or redemption fees

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Chase Marriott Rewards® Credit Card
* Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel
* No Annual fee for your first year - that's a $45 value*
* Earn 3 points for every $1 spent at Marriott® locations
* Earn 1 point for every $1 spent on other purchases
* Cardmembers achieve Silver elite status with 10 nights credit toward Elite status
* Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Chase Marriott Rewards® Premier Credit Card
* Earn 50,000 Bonus Points after your first use
* Receive 1 free night stay upon account approval and each year upon account anniversary
* Earn 5 points for every $1 spent at Marriott® locations
* Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
* Earn 1 point for every $1 spent on other purchases
* No foreign transaction fees
* Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
* Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Chase Ink Cash^(SM) Business Card
* $250 cash back bonus after you spend $5,000 within 3 months!
* 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
* 2% cash back on the first $25,000 spent annually on gas and dining
* 1% cash back on all other card purchases with no limit to the amount you can earn
* Cash back rewards do not expire
* 0% Introductory APR for 6 months*
* No Annual Fee*

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

The Chase New Ink Bold^(SM) with Ultimate Rewards
* 50,000 bonus points after you spend $5,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool.
* No limit to the number of points you can earn - and points do not expire.
* 5X points per dollar on the first $50,000 spent annually on eligible business purchases.
* No foreign transaction fees and Free Employee Cards.
* No interest or over limit fees.
* No Annual Fee in the first year - that's a $95 savings.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration
* Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
* 0% Intro APR for up to 15 months - a variable APR as low as 11.99% -21.99% after your 0% ends
* Slate with Blueprint® helps you pay down your balances faster and save on interest
* Transfer your higher rate balances
* No Annual Fee

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Citi Forward® Card for College Students
* No Cosigner required
* APR reduction on purchases when using credit wisely
* 100 ThankYou Points each billing period that you pay on time and stay under your credit line
* Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Citi ThankYou^(SM) Preferred Card - 25,000 points - $250 in gift cards
* $250 gift card - When you redeem the 25,000 bonus ThankYou© Points received after $2000 in purchases within 3 months of account opening.
* Earn 1 point for every $1 you spend on all purchases
* Receive an anniversary bonus every year you're a cardmember
* No expiration and no limit on the points you can earn
* Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
* No annual fee*

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

CitiBusiness® World Card
* Designed for businesses with an established credit history
* $100 gift card - when you redeem the 10,000 bonus ThankYou(R) points received after $300 in purchases within 3 months of account opening
* 0% intro APR on Purchases for 6 months. After that, 13.24% variable.
* 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
* Earn rewards for your business expenses, including purchases made on employee cards
* Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
* No annual fee *

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Citi® Platinum Select® / AAdvantage® World MasterCard®
* Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership* - more than enough for a round-trip domestic flight award*
* Earn an additional 10,000 AAdvantage® bonus miles after $5,000 in purchases during the first 6 months of cardmembership*
* Receive a one-time $100 statement credit for the first eligible American Airlines purchase you make within the first 12 months of cardmembership*
* $85 annual fee waived for the first 12 months*

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back
* $200 cash back after $500 in purchases within the first 3 months of account opening
* 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. To learn more, visit dividend.quarterlyoffer.citi.com.
* 5% average cash back at select merchants through Citi Bonus Cash Center®
* Full 1% cash back on eligible purchases and cash advances.
* No Annual Fee*

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Citi ThankYou^(SM) Premier Card - enough for $300 in Gift Cards
* $300 gift card - Redeem 30,000 bonus ThankYou® Points after $1,500 in purchases within 3 months of account opening
* 1 ThankYou Point for every dollar you spend on purchases
* Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card.
* No foreign transaction fees on purchases*
* Annual complimentary domestic companion ticket within the continental USA, when booked through our travel benefits provider, Spirit Incentives
* No points cap and no expiration of points

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Discover® Open Road Card - $150 Restaurant.com Gift Certificate
* Receive a $150 Restaurant.com Gift Certificate with first purchase
* 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
* 2% automatically at gas stations and restaurants all year long*
* Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
* Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
* 24/7 access to a U.S.-based Account Manager within 60 seconds
* Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Discover® Mix Tape Student Card
* 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
* Up to 1% unlimited Cashback Bonus on everything else you buy
* $0 Fraud Liability plus mobile and email fraud alert options
* Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Discover® More Card - $0 Balance Transfer Fee
* Limited Time Offer - $0 Balance Transfer Fee!*
* 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
* Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
* 24/7 access to a U.S.-based Account Manager within 60 seconds
* Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Discover® Student Card - $25 Cashback Bonus
* Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months
* 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%*
* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
* Up to 1% unlimited Cashback Bonus on everything else you buy
* $0 Fraud Liability plus mobile and email fraud alert options
* Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

   

Discover® Open Road Card for Students
* 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
* Double Cashback Bonus®* at gas stations and restaurants.
* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
* Up to 1% unlimited Cashback Bonus on everything else you buy
* $0 Fraud Liability plus mobile and email fraud alert options
* Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

  

  

  

Credit Card Advice and FAQs:

   

Can you buy a car with a credit card? Buying a car with a credit card can make sense, particularly if you're buying a used car or using a credit card for a car down payment. In the event of a used car, if the seller made certain guarantees or offered a warranty which he failed to fulfill, you could easily reverse the credit card charge and thus nudge the seller to cooperate to make the situation right. A credit card down payment can also be reversed and is quite helpful when you are in a take-home test period.

Do I need a credit card? Technology has made life easier, yet has also caused a greater need for credit cards. With mobile phone payments, internet transactions, booking airline and motel reservations, there is an ever-growing place for credit cards. Another need for some people to have a credit card is to build or re-establish credit, because a credit card is a major score factor.

There is an easy way to get a credit card: You browse the internet and take time to compare various credit card offers, you narrow your choices down to one and submit your application. A few days later you receive approval decision: Your credit card application was rejected. Why? Because you selected your card based solely upon your desires, not also considering your eligibility. By answering a few questions about your needs AND credit history, a credit card matching company can show you cards to choose from which you will likely receive approval.

The fastest way to get a credit card is to apply for one which you are absolutely certain you'll be approved for. Typically the lower credit limit, little or no rewards cards, have the easiest approval standards. If you are not aware of the score necessary for acceptance, you can use a credit card pre-qualification company.

Is there a company that will help find a credit card for me? Yes. Simply answer a few questions regarding your credit profile and the type; or types, or credit cards which interest you, and the credit card match service will present you with card offers for you to compare and to choose from. The higher your score, the more credit card offers you can choose from and qualify for. This credit card service is especially helpful for those people who are unaware of what score ranges are needed for certain credit cards. Card matching services are also helpful to those who it's their first time getting a credit card.

Can I get a credit card without a job? Some credit card companies will issue credit cards for unemployed people, provided they have some other routine, reliable source of income such as a retirement pension. Some may also approve disabled applicants who receive Social Security Disability payments.

What is the lowest credit score to get a credit card? In order to determine what credit score is needed to get a credit card application accepted, you need to compare the card to others. Cards with higher limits, greater rewards and points, low APR or 0 introductory periods, most always have greater credit score requirements. Whereas a pre-paid debit card offers no credit check and thus does not require good credit scores, a rewards card with a $10,000 limit and low APR demands much higher ratings.

Is not activating a credit card bad? Not activating a credit card is almost as if you don't have a credit card at all, if the issuer requires you to first activate the card before you can place charges on it. Until then, you do not have a line of credit to help improve your credit score. So opening a credit card and not using it is much like having never applied in the first place.

What are the qualifications for a credit card application approval? Qualifying for a credit card is primarily subject to the type of credit card you're applying for. Obviously those high limit and high rewards credit cards require greater approval standards than regular credit cards with low limits and no; or very limited, rewards.

Get cash from a credit card - How to take a credit card payment from someone: You could use PayPal to provide merchant services for a small fee. This way if someone owes you money and has only a credit card, you and the other party could create your own separate PayPal accounts. As the Seller, you'll need only to provide a bank checking account to have the money transferred from the other person's credit card to you. The Buyer; the party who owes you money, will need to sign up for a credit card account. Then you; as Seller, would request funds from the Buyer. Another option is for the person with the credit card to make a purchase at a retail store, then request extra cash back from the credit card transaction.

Using a debit card as a credit card: Debit cards can be used just like credit cards, with the only exception that debit cards typically do not have a line of credit. But, if you obtained your debit card from your bank and the card is attached to your checking account, the bank may offer a small credit limit or an 'overdraft protection' limit which is a temporary credit line. You would have to repay the advance to avoid running up fee and/or interest charges.
 

 

Credit Card Comparisons & Matching - Many people around the world suffer from a bad credit history, and some do not know what is a good credit card to help build credit, and wonder will a secured credit card help or hurt?

Where can I get help choosing credit card offers and to pick out a credit card that matches my credit? Fortunately there are card options designed specifically for people with past credit issues so it's relatively easy to obtain credit card offers to compare. One advantage is to use a credit card comparison site, as it can provide a credit card search by credit score. When you have less than average credit, you want to use a site which specifically offers a credit card finder for bad credit people.

Which credit card locator can help me find a credit card to establish credit? People just starting out with no credit history should also refer to a credit card research site which contains offer for poor and no credit scores. They can help match you with the credit card or prepaid card which meets your credit profile.

Sub-prime unsecured credit cards: Many of these can assist you in building or rebuilding your credit. Although most of these do not have guaranteed approval, acceptance is more likely with one of these cards versus a rewards credit card.

Secured credit cards: These are also good options for establishing or re-establishing credit, provided the issuer reports to at least one major credit bureau.

Prepaid and debit cards: These cards typically have guaranteed approval and are similar to a traditional checking account. Check with the issuer to see if it reports to a major credit bureau.

Which is the best auto insurance? Which car insurance company is the cheapest? You may be amazed when you learn the facts.

If you are due cashback, you have options for getting a fast tax refund or a refund anticipation loan.

Credit Cards VS Charge Cards Which Is Better? Credit cards and charge cards serve the same basic purpose... to charge purchases for payment later. As such, the term 'charge card' is often used to describe both although there are important differences.

What is the difference between a charge card and a regular credit card?

Democrats of New Jersey are eye-balling the unspect balancess of their state residents' gift cards. These unused balances could be used by the state to pay its own bills.

Democrats Allow Higher Credit Card Fees