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Search results for credit, counseling (of 1026 documents searched):

    Fair Credit - It appears you rank in the Fair Credit range

NOTE: This is a rough pre-qualification estimate of credit eligibility based upon your own input.
Actual qualification approval may differ & rests solely with the provider, not CreditFederal.com.

  Auto Loans


Good Credit: Low interest rate and very low down payment requirement for purchase loans, and max equity loan amounts for refinances

Fair Credit: Slightly high interest rate and modest down payment requirement for purchase loans, and high equity loan amounts for refinances

Poor Credit: High interest rate and possibly a high down payment requirement for purchase loans, and low equity loan amounts for refinances

Bad Credit: Very high interest rate and likely a very high down payment requirement for purchases, and low equity loan amounts for refinances

  Credit Cards


Good Credit: 0 Intro High Credit Limit Credit Card with Rewards and Perks such as CashBack, Sky Miles and Exclusive Entertainment Programs

Fair Credit: Higher Credit Limit Credit Card with No Deposit, and possibly some Rewards such as Points

Poor Credit: High Deposit, Low Credit Limit Unsecured Credit Card designed specifically for Poor Credit People

Bad Credit: Secured Credit Card, or a Catalog Card that offers an Unsecured Line of Credit for purchases made at a particular online store or from a particular catalog

  

Mortgages


Good Credit: Low Interest Rate Mortgage Loans for purchases, and Low Interest Max Equity Loan Amounts for Refinances

Fair Credit: Favorable Interest Rate Mortgage Loans for purchases, and Mod. Interest Rate, High Equity Loan amounts for Refinances

Poor Credit: Sub Prime Interest Rate Mortgage Loans for purchases, and Higher Interest Rate, Lower Equity Loan Amounts for Refinances

Bad Credit: Sub Prime, High Interest Rate Limited Mortgage Loans for purchases, and High Interest, Very Low Equity Loan Amounts for Refinances

  Cash Loans


Good Credit: Payday Loan, and a Low Interest, High Amount Personal Loan

Fair Credit: Payday Loan, and a Fair Interest, Fair Amount Personal Loan

Poor Credit: Payday Loan, and maybe a High Interest, Low Amount Personal Loan

Bad Credit: Payday Loan

Alternative: If you do not qualify for an Unsecured Personal Loan but do not want to accept a Payday Loan, then consider using the equity in your Home or Auto as collateral to get the cash you need.

  

 

Displaying documents 1-20 of 604, with best matches first:

1. Credit Protection Government Laws - The troubled economy and bad credit crisis has many Americans wondering what government laws offer consumer credit protection. The Fair Debt Collection Practices Act, Credit Repair Organizations Act, Fair Credit Reporting Act, Fair Credit Billing Act and the Credit Cardholder Bill of Rights.

2. Establish or Rebuild Credit Without Bad Credit Cards - There are ways to establish or rebuild credit without resorting to high interest, bad credit cards. Read our free tips on how to improve credit scores with loans that post to major credit report bureaus Equifax, Experian and TransUnion.

3. No Credit to Bad Credit - Today even bad credit people can get approved for most personal finance products, but government legislatures think poor people cannot use credit wisely and may pass laws that result in no credit except for the wealthy and influential. Bad credit cards and high risk loans serve needs.

4. Low or High Credit Limit Credit Card - Do you have a low or a high credit limit credit card? Browse for unsecured credit cards and submit your online application.

5. Close Credit Card Account - Should you; and instructions how, to close credit card accounts and the letter to send to the credit card company. High balance debt may drive you to terminate credit cards, but reducing credit limits could cause bad credit report scores. If you have

6. Repair Bad Credit Report - Want to improve credit scores? Here items to avoid and how to repair bad credit report entries. Use our free credit check or order your annual free credit report and fix credit errors.

7. High Rate Credit Card Debt - High interest rate credit card debt could result in bank credit limit decreases, even higher rates, and subsequently maxing-out and getting hit with over limit fees. If your credit card debt is a financial burden leading you to bankrtupcy, take action now with credit counseling, debt consolidation or perhaps negotiate a debt settlement type of chargeoff.

8. Establish or Rebuild Bad Credit - An easy way to establish credit; and to improve credit scores, is to get listed as an "Authorized User" on a credit account of a good credit person. When bad credit people do this it is called "Piggybacking".

9. Joint Spouse Credit Tips - Free spouse credit tips for a financially stronger marriage. What married couples should and shouldn't do.

10. Government Legit Credit for Bad Credit People - The government thinks it can regulate the credit industry to continue legit credit offers for bad credit people, but they fail to understand the high risks loan and credit card lenders face.

11. Cancelling Credit Cards Causes Bad Credit - Cancelling credit cards could cause bad credit if you reduce your credit history and available credit limit.

12. New Credit Report Scores Trouble Bad Credit People - If credit bureaus use the new credit score system, poor, no credit and bad credit people will have trouble riding as authorized users to improve scores.

13. Credit Card Debt Default - Interest rate hikes to offset high risk may be increasing credit card debt defaults and worsening the credit crisis. It's like an unsecured loan version of the mortgage mess. For debt relief, consider a debt settlement chargeoff, credit counseling or an unsecured debt consolidation loan.

14. Lower Credit Card Balances - A federal government report reveals lower credit card balances for consumers. If you can't payoff credit cards, get free debt settlement, credit counseling and debt consolidation quotes.

15. Free Sample Credit and Debt Letters - With our free sample credit and debt letters, you can dispute a credit report entry, stop debt collector calls, request debt validation, close a credit card, delete a credit report entry, report a billing error, optout of a higher interest rate, and

16. Best Credit Card Company - Whether you want a secured or unsecured credit card for bad credit or excellent credit, first review the best credit card company ratings before you submit your online application.

17. Credit Repair Agency Act - Before you seek a credit report agency to fix credit report errors and to improve bad credit scores, review the Credit Repair Organization Act.

18. Bad Credit Loans and Credit Cards Becoming History - There once was a time when almost anyone; despite very bad credit, could obtain a credit card or even an auto loan and certainly a mortgage. Now; however, bad credit people have far fewer resources as more offers become extinct, either by the lenders' decisions or by government interference. During this era of the credit crisis, bad credit people should focus on how to improve credit scores instead of trying to find credit that will either cost them dearly or has fallen off the market entire

19. Credit Card Bankruptcy Reform - Presidential candidates propose credit card and bankruptcy filing reforms. Read credit card articles and bankruptcy resources to prevent or to improve bad credit report scores.

20. Christmas Credit Card Rewards - Will you shop with cash, a retail charge card or an unsecured credit card? Or will you avoid Christmas credit card debt by using layaway? Browse and apply online for your Christmas credit card rewards.

Documents 1-20 of 604 displayed.

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