Free savings calculator and tips for saving money by cutting expenses.

Free interest savings calculator.

Are you saving money? Use our free money savings calculator and free tips on ways to save money.  The savings calculator shows how much interest you can earn.

Free savings calculator
Quickly calculate savings account interest

How to use our savings calculator: In the first box, enter the amount of money you expect to deposit into a savings account each month. In the years/months box, input the number of years (or months) in the first block, then select whether it is "Months" or "Years" you expect to continue depositing money into the savings account.  In the interest rate box, type in the percentage rate your bank pays. Finally, click the "Calculate Savings" button to see the amount you'll earn.

Tips to reduce bills and save money:

1. Create a household budget.

2. Drop the daily newspaper.  Use Sunday editions for coupons.

3. Drop cable movie channels, or drop cable bills completely.

4. Don't shop blindly. Watch sales and clip coupons. See if you can get friends to buy high commodity items in bulk with you.

5. Reduce electric bills: Replace lamp bulbs with lower wattages, hang clothes outside to dry instead of running the dryer, hand washed dishes, and use a microwave oven as often as possible. Cut back on your heating by wearing sweaters or thick robes around the house. Reduce cooling costs by wearing light clothing and using fans. Turn off all appliances when not in use, or use timers. These are especially handy if you come home after dark and want your porch light on without having to leave it on during daylight.

6. Think before you drive. Make sure you optimize the journey by taking care of any other necessary stops along the way to save trips.

7. Pack your lunch. Try a thermos of soup and a sandwich.

8. Wash full loads of clothes, using minimum hot water.

9. Dump unnecessary telecommunications.  Do you need a cell phone, pager, and extra features / charges on your home phone bills?

10. Stop late fees - get free reminders to pay bills on time.

Deposit money each month into a savings account. Use our free savings calculator above to calculate how much money you could save and earn in interest with a savings account!

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