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Other Free Services:  We now also offer free calculator downloads of all our popular calculator software (Windows Computers Only).  Details Below

1) Personal Finance Center Calculator Download: 100% Safe & Virus Free - Report
This powerful; yet simple to use, calculator helps consumers track expenses and functions like a checkbook register. Users type in their expenses (as well as income) and assign it to a category such as "Credit Card Payment". The software calculates how much money is spent for each specific expense category. An estimated credit grade is also calculated based upon expenses and the assigned categories, as well as debt-to-income ratio. Another feature of the software are the credit improvement tips. The software examines expenses and provides tips accordingly. There's also a section for inputting bill payment reminders.

2) Credit Card and Loan Calculator Download: The download offers four calculators:

* Credit Card Interest and Payment Calculator: This calculates total interest paid, as well as how long it will take to payoff the balance based upon the amount of money repaid per month and the interest rate.

* Auto Loan Calculator: This also calculates total interest as well as monthly payments.

* New Mortgage Loan Calculator - This calculates monthly mortgage payments as well as total interest charges.

* Mortgage Refinancing Calculator - This calculates the new monthly mortgage payment based upon the refinance interest rate. It is very useful for people considering a mortgage refinance to not only determine the new monthly payment, but also to see if they will save more money.

3) Budget and Savings Calculator Download: This simple to use calculator helps consumers see how much of their income is spent to pay bills. It also has a savings calculator to see how much interest can be earned with a savings account.

4) Windows Type Calculator: This calculator performs regular math functions like the Microsoft Windows calculator, yet it also has an equation function. Perform math functions such as add, multiply, subtract and divide, as well as bracketed equations.

Credit Card Scam Tips	Free financial security tips to prevent being a victim of credit card identity theft, scams and fraud.
Debt Collection Agency Negotiation	Cannot repay bills? Free tips for debt collection agency negotiation. Before you agree to a loan or credit card debt settlement chargeoff, read our advice.
Stop Debt Save Money	Tips on how to stop debt and save money. Plus free personal finance calculator downloads to create budgets, assist with bill payments and free checkbook register software.
Stolen Credit Card Numbers	Are you one of the 41 million people whose credit card number was stolen? Recover from fraud and identity theft. Learn how to place a fraud alert on your credit report, and get other free tips and advice on how to check for credit report errors, fix and improve bad credit scores.
Debts And Bills	Free tips to manage personal finances, reduce bills and payoff debt. Get additional help and assistance with our debt relief resources and free calculator downloads such as our checkbook register software to track expenses.
How To Reduce Debt	It seems the number one question for credit consumers is how to reduce debt and payoff balances. Here are options and free tips on how you can repay or lower bills, including a homeowner debt consolidation loan, negotiate a settlement, credit card debt chargeoff, credit counseling and balance transfer.
Low Car Insurance Rates	With gas prices already costly, consumers don't also need to overspend on auto insurance. Here are tips on how to enjoy low car insurance rates. Maybe you also need a new, cheaper car with better gas mileage? Get new and used auto loan quotes, or an auto refinancing quote. Apply for a good or bad credit auto loan and review down payment options.
Debt Relief Tips	CreditFederal offers abundant resources to deal with debt, including professional services like credit counseling, debt management and debt negotiation, as well as do it yourself free debt relief tips.
ATM Debit Card Security	Discover Card wants to remind cardholders of ATM and Debit Card security tips. Browse and apply for a good or bad credit card, whether a pre-pay secured credit card, an unsecured rewards card with vacation points and miles or a travel business credit card.
ATM Debit Card Fraud Tips	In support of ATM & Debit Card Safety Awareness month, PULSE; a Discover card product, offers tips on debit and ATM card use for privacy protection and to prevent fraud.

Store Charge Card Theft	Recent store charge card number thefts and financial security tips to protect against identity theft and credit fraud.
Emergency Loan Funding	Free credit tips for emergency loan funding. Cover urgent expenses with a credit card, short term payday loan, long term equity loan, borrow money, reduce bills or negotiate repayments.
$1 Dollar Law Suit Prevention	Does a $1 dollar payment; instead of payoff, ensure law suit prevention from your credit card company? Learn the legal truth, plus other tips and advice to protect your personal finance from mistakes and fraud.
Best Car Deal	Get the car, SUV or truck and an auto loan that's right for you. Read these tips before you visit a car dealership or apply for auto financing.
Pay Raise Tips	Free tips on how to ask for a pay raise. As prices increases, so should your income. Learn how to invest in your future by asking for a bigger paycheck.
Tips to Save Gas Money	Free tips to save gas money. Easily lower fuel costs, reduce fillups and improve your personal finance security by increasing savings.
Beginner New Credit Applications	Beginners; people who yet have no credit, want to know how to get credit and get it at favorable terms. Here are tips for new credit applications.
Store Charge Cards And Gas Credit Cards	Some people don't want or can't get unsecured credit cards and choose store charge cards and gas credit cards instead. Free tips for using store cards and gas cards.
Joint Credit Score	Marriage and Divorce: Should you do a credit check on your fiance? Free tips about a joint credit score, and how debt affects married or divorced couples. Start a joint budget.
Free Credit Card Tips	Free credit card tips by Credit Federal. Avoid extra fees and high interest rates. Get an elite, no deposit credit card.

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