Enjoy the Prestige of Platinum with No Up Front Fees
Premium Platinum Benefits Including Purchase Protection
Great Credit Card to Strengthen Credit
Reports to All 3 Credit Bureaus Monthly, which Can Help Improve the Cardholder's Credit Score
Free Online 24-Hour Account Access and Bill Pay
Periodic Credit Limit Increases
Chase Marathon Platinum MasterCard: Fuel up with free Marathon gas. With the Marathon® Platinum MasterCard® you earn rebates automatically credited toward future Marathon purchases. You get a 5% rebate on all purchases at Marathon stations, conveniently located throughout the Midwest and Southeast, and a 1% rebate everywhere else MasterCard® is accepted. So get the card that helps you get on your way!
Fuel up with free Marathon gas. With the Marathon® Platinum MasterCard® you earn rebates automatically credited toward future Marathon purchases. You get a 5% rebate on all purchases at Marathon stations, conveniently located throughout the Midwest and Southeast, and a 1% rebate everywhere else MasterCard® is accepted. So get the card that helps you get on your way!
Online Account Access
Free Year-End Summary
Zero-Liability Purchase Protection
Auto Rental Insurance
Purchase Assurance and Extended Warranty Protection
Up to $1,000,000 Automatic Travel Accident Insurance
Earn Free Marathon Gas. 10% in rebates on gas and other purchases at Marathon locations for the first 60 days your account is open and 5% thereafter. You also earn a 1% rebate on purchases you make anywhere else your Marathon® Platinum MasterCard® is accepted. Your rebate is automatically credited toward any future Marathon purchases you make on your card. Marathon stations are conveniently located through the Midwest and Southeast.
Apply for a Credit Card to Rebuild Credit - It can be a challenging process to rebuild credit after bankruptcy, as it can stay on a credit report for ten years. This can make it difficult to qualify for an auto loan or mortgage loan and the cost of borrowing money can be much higher. It is possible to rebuild credit by following a few simple tips, that requires the use of a credit card. There exists many lenders who are willing to offer a card to people who need to repair their credit.
Often, Americans just need to opt for a secured card. With this card, money is put into an account to get a credit limit equal to that sum of money. The money in the account acts as collateral. In the event the bill is not paid, the company can seize the “security” posted. Before applying for a secured card, make sure the lender reports to Equifax, Experian and TransUnion. If they do not, the card will do nothing to help improve scores, because lenders will not have a record. A word of caution, make sure the card does not charge a huge fee, and make sure it is a card that can convert to an unsecured card after a period of time. Of course, for it to convert, the person using the card should have demonstrated responsible behavior.
For those who can qualify for an unsecured card, it could have a high interest rate, but getting the best card offers may not be possible. Carry a small balance where the high interest rate won’t be a detriment to you, and pay it off every month. By doing this, it will help to rebuild credit. When applying for new cards, refrain from applying for too at one time. Ten percent of credit scores are determined by the number of inquiries on reports. Each time there is an application for new credit or a credit line increase, the company makes an inquiry. This can lower scores and the average age of credit history.
Use all cards wisely, whether secured or unsecured. Review your budget for a small expense that could be charged each month, and pay it off immediately. A history of making payments on time is essential to rebuilding credit. Payment history accounts for 35 percent of a credit score. By making a small monthly charge and paying it off religiously, will start you on your way to better credit. By keeping a low balance, it can have a positive affect on debt-to-credit ratio. The amount of available credit used, accounts for about 30% of a score. Having a low debt-to-credit ratio, will reflect favorably on a credit report.
It could help to become an authorized signer, if there is a willing friend or relative with good credit, who will help you build a better score. As an authorized signer on an account, that account displays on your credit report as if it were your own. Therefore, the card’s history of any on time payments can make your payment history look good. If the card has a high limit and low balance, this is favorable as far as your debt to credit ratio. If it is an older card, it extends the average age of accounts. To be an authorized signer, the cardholder does not even have to give access to the actual card or account, but only to list the signer. There is no need to apply or to provide a social security number or personal information.
Check credit reports often to make sure everything is correct. Any debts discharged in bankruptcy should not be showing as open or overdue. If they are, contact the lender and the credit bureau to correct the mistakes. Keep all papers associated with any bankruptcy to send to lenders or collectors who may try to collect on a discharged debt. By using credit wisely when borrowing, it is easy to improve credit, even though it will take time and effort.
MasterCard News: Participation in the Goldman Sachs 2012 Technology & Internet Conference and KBW Cards, Payments & Financial Technology Symposium
MasterCard announced its participation in the following investor conferences:
The Goldman Sachs 2012 Technology & Internet Conference in San Francisco. The discussion will begin at 9:40 a.m. Pacific Time (12:40 p.m. Eastern Time) and last for approximately 35 minutes.
The KBW Cards, Payments & Financial Technology Symposium in New York. The discussion will begin at 2:05 p.m. Eastern Time and last for approximately 45 minutes.
There will be listen-only live webcasts of each presentation, and replays will be archived for 30 days on the investor relations section of mastercard.com.
Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.
Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.
Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.
Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.
Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.
Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.
Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.
Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.
Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.
Murphy oil credit card - Murphy Oil Visa credit card: Filling up your gas tank just got a lot easier on your wallet thanks to the First National Bank of Omaha and the Murphy Oil Corp. We all need gas in order to drive, and knowing this simple fact, the Murphy USA Platinum Visa card, launched last week, has created a credit card that hands out a $.04 per gallon discount on all of your gas purchases.
