American Express® Platinum Advantages
The Platinum Card from American Express provides exceptional resources and capabilities designed to simplify your life and enhance day-to-day activities in numerous ways. Whether you're planning a vacation, arranging a special evening for friends, or in need of conference facilities in an unfamiliar city, the Platinum Card offers an unmatched level of personal service and attention. And because the Platinum Card is a charge card, not a credit card, your bill is paid in full each month, so there is no pre-set spending limit. The Card's annual fee of $395 entitles members to a broad array of benefits and privileges—many of which are simply not available anywhere else at any price—and the actual value of the services offered can be considerable.
The Membership Rewards program - waived annual fee
You are automatically enrolled in the award-winning Membership Rewards program, which turns your Platinum Card purchases into points toward travel and shopping rewards, as well as one-of-a-kind experiences. The $40 annual fee is waived for Platinum Card members.
Earn double Membership Rewards points on everyday purchases
You can earn double Membership Rewards points - two points for every dollar you charge to the Platinum Card - at stand-alone supermarkets, gas stations, drugstores, the U.S. Postal Service, or even when you pay your wireless phone bill
American Express® Rewards Gold Card
Live well and live smart with no pre-set spending limit and PurchaseProtection from the American Express? Rewards Gold Card. Apply today!
Earn the shopping rewards you really want. Really fast
Earn 1 Membership Rewards OptionsSM point for virtually every dollar you spend
Earn 2 points at supermarkets, gas stations, drugstores and more Gold Card Events
Free Shipping and Handline
Enhanced Global Assist? Hotline
$90 annual fee
This Card has no interest rate because you pay the bill in full each month
No pre-set spending limit
Blue Cash for Business Credit Card
Up to a 5% cash rebate
0% introductory APR on purchases during your first 6 months of Cardmembership
No Annual Fee
Built-in smart chip for internet security
No limit to the cash rebate you can earn
Platinum Business Credit Card from American Express®
Take advantage of this no annual fee American Express Platinum Business Credit Card. Pay over time and take advantage of a 9-month introductory APR of 0% for both purchases and balance transfers.
No annual fee
Pay over time
0% APR for the first 9 months on purchases and balance transfers
Not
everything can be removed from credit reports, bankruptcy and collection accounts
will be stuck on reports from seven to ten years. That is why it is important to
start trying to improve credit as soon as possible. Looking at reports can
provide some insight into your credit health. It is important to know where your
credit is, to be able to know how to improve bad credit. The best way to start
is to consider ordering all three credit reports
so each can be compared.
First
check out all the information to be sure it is your information, and does not
belong to another person. It happens all the time, for example, if your name is
John Smith there is probably another person with the same name, make sure all
the information in the report belongs only to you. For anything negative on
reports, check for accuracy, if it is wrong, follow the guidelines for disputing
incorrect information. Do not let incorrect information keep your scores low.
Don't worry about checking your own credit reports, it will not have a negative
affect on your scores.
It
can help to print out reports when you get them online and use a highlighter to
identify questionable items. Make sure everything is accurate and if not, set a
goal to correct the information. If creditors reported wrong information,
dispute it. It can help scores when things like judgments, liens, late payments, bankruptcy, and collections
expire from reports, but even with them on the report it is never to late to get
good information reported.
Errors
that are disputed must be done by sending a written letter to each of these
three agencies: Equifax, Experian, and TransUnion. There is information posted
on their websites about the process. Once they get your letters, they have
thirty days to investigate and determine whether or not to make any changes requested.
It is best not to dispute any information that is correct or good on the
reports. One of the best way to improve scores is to get new, positive
information reported. This could be done using a credit card
and paying off the balance each month. When you start trying to improve scores,
monitor your progress frequently. There are some great credit monitoring
services that include things like unlimited access to credit reports and scores,
and email alerts. Many people like to sign up for these services as it may give
them the tools they need to help them manage their credit a bit easier.
American Express News: Small businesses now have a brand new resource available to help them grow and succeed through social media.
"Social Media Show + Tell" resides within American Express' newly created Business Knowledge Share enhanced LinkedIn user group. Through a series of "show and tell" videos available to members, representatives from the most popular digital and social platforms – starting with Facebook – explain how their tools can have a formidable impact on small businesses and empower business owners to maximize the potential of the growing digital landscape.
The Social Media Show + Tell videos aim to demystify these platforms for small businesses by providing easy to understand commentary and advice from the leading experts behind each of the platforms. Each video shows how small business owners can take advantage of different social media platforms, walks business owners through each step of the registration process and clearly illustrates the business potential of engaging customers in an ongoing dialogue. Further, group members will be able to engage directly with the featured platform expert to ask questions. Coupled with the collaborative community of Business Knowledge Share, small business owners now have actionable insights relevant to their businesses in a single, easily accessible location. Social Media Show + Tell will next roll out how-to videos containing tips and advice on how to take advantage of the foursquare platform, among others.
Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.
Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.
Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.
Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.
Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.
Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.
Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.
Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.
Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.
Zions Bank credit card - Verified By Visa and MasterCard® SecureCode™ help prevent unauthorized use of your credit or debit cards while you're shopping online. Here's how it works: 1. Register your credit or debit card with Verified By Visa or with MasterCard SecureCode. When you register you'll choose a password which will be used to identify you as the authorized user of the card. 2. When making purchases at participating websites, you will be asked to enter your password; telling the merchant that you are, indeed, the authorized user. It's that easy! Shop with confidence, knowing that the requirement of your password will prevent unauthorized use of your card on the internet. Zions Bank Visa® Platinum Credit Card Reward Details: * Receive up to 50% cash back simply by shopping at participating Utah or Idaho retail stores, restaurants, automotive shops, health and beauty providers and many more. * Shop for your purchases online at zionscashrewards.com and receive up to 20% cash back from national online retailers including Target.com, Gap.com, Starbucks.com and ToysRUs.com. * Receive up to 5% cash back when you book your travel needs online at zionscashrewards.com. * Enroll in AmaZing Rewards program to earn one AmaZing Rewards point for every dollar spent on your Zions Bank Visa credit card, * Enroll in Cash Back Savings program to earn a full 1% cash rebate on all of your Zions Bank credit card purchases.
