No deposit credit card - secured or unsecured with no deposit or fee.

Even if you have poor credit, you may still qualify for a no deposit credit card. Apply online a secured or unsecured credit card today.

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About a no deposit credit card

There are two main types of no deposit credit cards:

An unsecured credit card which allows typical purchases from retail stores, booking airline and motel reservations, etc. Examples of this type of no deposit credit card include Visa, MasterCard, Discover, etc.
The second type is not an actual "credit" card. It is a catalog card. It's an unsecured card (catalog or merchandise card), which can only be used to purchase from a select line of products or from a catalog endorsed by the card issuer. Examples of this type of no deposit card include a Sears credit card (charge card).

A no deposit credit card is an unsecured card that does not require pre-paying in order to enjoy a line of credit. These types of cards are more widely known by major issuers such American Express, Chase, Discover, MasterCard and Visa. Some issuers also offer a no annual fee credit card.

Aspire Visa® Gold Card. Have bad credit or looking to re-establish your credit? Apply for an unsecured Aspire Visa® Card and receive a 30-second online response - no fee to apply.

MasterCard unsecured credit card. The best card for bad credit just got better. Orchard Bank credit card program offers credit cards to those with little or damaged credit. We've helped millions of people obtain credit – Let us help you too.

There are some cards by major credit card company issuers which have a deposit or "pre-pay" requirement. The ones that are no deposit are generally referred to as "credit cards" and those that require a deposit are referred to as "cards" (without the word "credit"). Typically, "cards" that require you to pre-pay are secure cards, and the amount you can charge against the card is determined by the amount of your deposit. If you deposit, for example, $5000, then you can charge up to $5000. Hence, there is no actual "credit" being extended. Typically, these cards are marketed as no credit credit cards because of the easy, no credit check approval.

Search for more credit cards

Need more credit card information? Read our financial and credit articles related to no deposit credit card offers.

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No Deposit Credit Card

Apply for a no deposit credit card. Review card offers from various issuers.

Unsecured Credit Card

Unsecured credit card benefits, pros and cons. Some card offers include no deposit and/or no annual fee.

Choosing a credit card right for you.

Help with choosing a credit card with rewards right for you or for your credit rating. Get pre-approved based upon your history, whether a no deposit credit card or one to rebuild credit.

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Free credit card tips by Credit Federal. Avoid extra fees and high interest rates. Get an elite, no deposit credit card.

Pre Paid Visa Cards

Visa pre-paid card offers aimed to capture the debit card market. Apply instantly for a prepaid Visa card or an unsecured, no deposit credit card to rebuild credit.

Life Takes Visa

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Bad Credit Card

For people who have bad credit seeking a credit card for bad credit, some research is needed before applying for bad credit cards. There are credit card companies that offer cards but before doing any financial transactions, take the time to determine which card will be best for your needs. It helps to read all the rules, policies, terms, conditions, and fees of the credit card company.

Usually it takes a secured credit card for people with bad credit as it will be secured with your own money. For example, you may have to send the credit card company money and then you will have that amount or part of that amount as a credit. This may be the only option to get a card with your bad credit but it can help you rebuild bad credit reports. Make sure the company reports to a major credit bureau.

Once you have done some research on the types of cards for bad credit, apply for the credit card with the best terms. If you think that your credit is not bad, you could apply for a regular unsecured credit card at first and if you get rejected, then apply for a secured card. Be honest on any applications and use your own information.

When a deposit is required for a secured card, transfer or mail it in and you are on your way to rebuilding bad credit or rather starting some good credit history. It is helpful if you use the credit card every once in a while, but it is not necessary to use all the available credit on the card. After a year, try to apply for a regular unsecured credit card.

No Deposit Credit Cards

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Credit Card Offers

Credit Card Offers: Free credit card search makes choosing a credit card easy. Browse the most popular, best credit cards at CreditFederal.

Credit troubles? Apply for a pre-approved credit card offer based upon your credit history. Poor and bad credit people can apply for a credit card to rebuild credit or to establish credit. If you have very bad credit, consider bad credit card offers such as a secured credit card like a prepaid Visa, no credit check cards or other types of a guaranteed card.

For very high risk people there are options other than a standard unsecured credit card, such as an online guaranteed platinum card for online store purchases, or possibly even qualify for a charge card or a discount card from retail stores like the WalMart card or the Sears card.

Prepay credit card offers: Apply for a debit card or a bank ATM card.

Rewards credit cards: In addition to perks such as a 0 intro balance transfer, major cards offer other benefits like a travel credit card that rewards free airline miles, a gas card, or family entertainment offers like the Disney credit card, apply for an unsecured platinum credit card.

Credit card interest rates: Some cards offer no interest and a 0 introductory period on purchases. There are also some with a special 0% balance transfer period so you can transfer balances from other cards to your new credit card.

Special credit card offers: Almost every credit card company will offer a spouse joint credit card account. Other special offers include no deposit credit card, business credit card, student credit card and shopping cards like a Christmas credit card. Read the fine print, compare the card benefits, rewards and ratings before you submit an online application.

Credit card company offers, including gold credit card and platinum credit card offers:

Visa credit card, such as the gold Visa card or the platinum Visa credit card.

MasterCard credit card, such as the gold MasterCard or the platinum MasterCard.

American Express card, such as the gold American Express card or the platinum American Express card.

Chase card, such as the platinum Chase card.

Discover card such as the gold Discover card or the platinum Discover card.

Before you apply, review all the credit card facts. Once you get the card right for you, read every credit card statement carefully and request credit card companies to stop credit card mail offers. Browse more credit card resources.

Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.

Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.

Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.

Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.

Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.

Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.

Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.

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Search our free credit help resources and apply for financial services. The credit crisis may have prompted stricter credit card company and loan lender approval standards, but poor credit people can still find bad credit financing.

Review our credit card resources.