| Definitions of common credit terms. In addition to our dictionary, we also offer free credit advice articles and calculator software to assist with personal finances and budgeting. We define: Account, Amortization, Annual Fee, APR, Asset, Auto Loan, Auto Refinancing, Auto Title Loan, Average Daily Balance, Balance Transfer, Balloon Payment, Bankruptcy, Billing Cycle, Billing Statement, Capacity, Capital, Cash Advance, Charge Card, Chargeoff, Closing Costs, Collateral, Collection Agency, Consolidation Loan, Consumer Credit Counseling Service, Debt, Co-signer, Credit Bureau, Credit Card, Fraud, Identity Theft, Inquiry, Limit, Credit Report, Risk, Score, Daily Rate, Debit Card, Debt Settlement, Debt to Income Ratio, Debtor, Default, Delinquency, Discharge, Dispute, Downpayment, Equal Credit Opportunity Act, Equity, Fair Credit Reporting Act, FICO, Finance, Fixed Rate, Foreclosure, FTC, Federal Trade Commission, Garnishment, Grace Period, Home Equity Loan, Installment Loan, Interest Rate, Introductory Rate, Joint Account, Joint Credit, Late Fee, Liability, Lien, Loan to Value Ratio, Minimum Payment, Mortgage Loan, Income, Nonrevolving Credit, Origination, Over Limit, Payday Loan, Periodic Rate, Personal Loan, PITI, Points, Prepayment Penalty, Prime, Subprime, Principal, Refinancing, Repossession, Return Check Fee, Revolving Credit, Second Mortgage, Secured Credit Card, Security Freeze, Signature Loan, Smart Card, Social Security Number, Statute of Limitations, Student Loan, Tax Lien, Trade In Value, Tradeline, Universal Default, Unsecured Loan, Vacated, Variable Interest Rate, Wage-Earner Plan, Writ of Replevin |
