Free Government Grant Programs and Private Grant Foundations.

Online listings of free government grant foundation programs with direct access and no credit card required.

Government Grants - Search, Find and Apply Online

FREE Expense Logging Software
* Log and Itemize Expenses by Category
* Track Bill Payments and History
Certified to have No Viruses, No AdWare, No SpyWare

Private & Government Grants	Unclaimed Assets & Gov Programs
Assistance Types Federal Grants Catalog Govt. Grant Application Other Grant Foundations Federal Student Assistance Govt Food Assistance	Bank Unclaimed Money Unclaimed Money Search Federal Unclaimed Money Unclaimed Pension Search HUD Refunds Medicaid

Miscellaneous & Private Grant Foundations
Private grant foundations	Educational grantors for women
Grantors for the disabled	Non-traditional grantors
Grantors for Veterans	SBA grants to start a business

Miscellaneous and private grant foundations include disability grants, veteran grants, education and business grants. Click the links above to browse, and the corresponding grant links will appear here.

Examples of Miscellaneous and Private Grant Foundations:

The Mission of the Brian Grant Foundation is to assist seriously ill children and their families, as well as under-privileged youth. The Brian Grant Foundation strives to make an immediate impact on the lives of people who need assistance and meet the Foundation's criteria.

Foundations and Corporate Grant Programs Related to Disability - A collection of foundations and corporate grant programs that may be of interest to many NIDRR grantees AND have Internet sites. Sponsored by the National Center for the Dissemination of Disability Research (NIDRR).

Federal Benefits for Veterans and Dependents - Provides a comprehensive summary of federal government benefits available to veterans and their dependents, including information on alcoholism treatment programs, aid for the blind, burial assistance, clothing allowances, compensation for service-connected disabilities, death payments, dental treatment, dependents' education, education and training loans, etc. Searchable. Web page maintained by the Consumer Information Center at Pueblo, Colorado.

A Directory of Fellowships, Scholarships, and Grants Available to African Women Students and Scholars - Compiled by Aili Tripp, Women's Studies Research Center, University of Wisconsin, Madison.
Also listed under Area Studies.

Back to College Resources for Reentry Students - A compilation of resources including financial aid opportunities as well as a whole array of additional assistance.

Personal Credit

Personal credit scores are based on standards of the major credit rating bureaus: Experian, Equifax, and TransUnion. Lenders average the fixed score from each of these to determine a borrower’s eligibility and terms of financing. The rating system looks at several factors and gives a points rating to each one. Positive and negative factors can affect the score.

Factors that can affect credit scores:

* Payment history accounts for about 35% and the way debts are paid, for example if they are paid in a timely manner or paid late. It reflects the number of past due items and how long they were

delinquent, or if there was any collection activity. Another factor is any public records like bankruptcies, liens, and wage garnishments.

* Current total debts accounts for around 30% and considers the total amount of debts owed. This is the number of accounts and each balance owed and it influences FICO scores. Credit bureaus will

look at outstanding debts in relation to the available credit. Getting out of debt by paying down debts can help raise scores over time.

* The length of credit history is a factor concerning the amount of time accounts have been open and the account activity.

* New credit is any recent accounts established. This also includes any credit inquiries indicating attempts to get new lines of credit.

* Types of credit considered is the total number of the types of credit that has been secured. This includes revolving debt on credit cards and retail accounts.

Some lenders may not view past performance as a guarantee of future performance. This is not always true as a credit rating is an indicator of past borrowing and repayment performance.

This can give lenders an idea of how likely it will be for a borrower to repay a new loan in full, on time. They use a consumer's credit rating to determine their risk in loaning money.

A person who has a good credit rating may not have to pay high interest fees or may not have to give a large down payment. Personal credit scores are used to determine whether to loan money to small businesses and corporations. Factors like age, race, ethnic background, religion, sex, and marital status, do not influence scores. Employment history, current employment, wages, and assets are not taken into consideration as part of FICO scores, yet some lenders may look at these areas when evaluating a person's credit worthiness.

Qualified borrowers have a FICO rating of 750 or better, yet people with a score of 650 may be able to get a loan that has higher interest rates. These scores can change monthly to reflect any changes to the criteria used to determine the score. If a loan is paid off it could improve scores. If a bill is not paid or bankruptcy is filed, it could lower scores. Monitoring scores can help identify any problems that may need correcting. AnnualCreditReport.com is the site to visit to request a free credit report, and get credit information almost immediately, but it can take longer when not using the Internet. Credit services can help monitor FICO scores but it usually requires a monthly fee.

Credit Card VS Cell Phone Account

The government regulates credit card company practices yet allows cell phone companies to commit far worse attrocities.

Democrats Demolish Economy

Trying to look like crusaders for the common American, democrats are demolishing the economy; business-by-business, increasing unemployment, widening the trade deficit and burying generations to come with big government debt.

Subprime Loan Lawsuits

Consumers who were a high risk never should have been approved for subprime loans, but got them due to government control which insisted on approving mortgage loans although default was certain. If that government interference wasn't bad enough, now certain government officials and homeowners are going to court over what they consider to be unfair, predatory practices.

Checking Account Personal Loan

In addition to helping improve credit scores, a checking account is often a requirement for personal loan approval.

Bank Checking Account Interest Plus Credit Approval

Take advantage of earning free money with a bank checking account that rewards interest. A checking account can also help you get approved for credit such as a personal loan.

Differences between Chapter 7, 11 and Chapter 13 Bankruptcy Filing

To help you decide which type of bankruptcy chapter to file, review the differences between chapter 7, 11 and chapter 13 bankruptcies. Download free bankruptcy forms online to file without a lawyer.

Government Credit Website Offers Advice

The federal government; specifically the Securities and Exchange Commission (SEC), offers Americans a website at www.Investor.gov to help them payoff credit card or high interest debt, boost emergency loan funds, and avoid investment scams.

Bad Credit OK

Department store credit cards and gas credit cards can help establish or rebuild credit, and some also offer other rewards like cashback. Unfortunately, not following the terms and conditions will void those benefits. Read these free tips about retail store charge cards.

Student Credit Card Debt

Student credit card debt is on the rise. To help payoff credit card balances, consider a student consolidation loan to free up monthly money, balance transfer credit card balances to a 0 intro card offer, then use the savings to make higher repayments.

Retirement Planning Tips

Review these retirement planning tips to help you save money for your golden years.

Free IRS Tax Filing Tips and Deduction Software

Review these top, free IRS tax filing tips, and download our free software that helps you easily itemize tax deductions and other expenses.

Gov IRS Tax Debt Help

Owe the government money instead of getting a refund? Review your IRS tax debt help options.

Free Debt Collection Agency Tips

Free debt collection agency tips and your rights to help you deal with harassing bill collectors.

Why Rebuild Bad Credit

Some consumers don't care about their credit scores, perhaps because they are not aware of the financial problems low scores can cause. Learn why it is important to rebuild bad credit, and get help to improve credit scores.

Credit Card Christmas Debt

Advice and free tips to help avoid Christmas debt, and options to settle debt, payoff bills, or to use credit counseling or an unsecured debt consolidation loan.

Experian Intelliscore Credit Score Lowers Risk

The Intelliscore PlusSM from Experian helps lower risk by accessing business and business owner credit scores and future potential to become a high risk.

Payoff Credit Card Debt

Free financial tips on how to payoff credit card debt. Use our online calculators or download our free software to your desktop to help you manage personal finances and track expenses, or get assistance like credit counseling, debt management or to negotiate settlement.

Bad Credit Repair Assistance

When seeking professional assistance for bad credit repair, follow these free tips to help prevent being a scam victim. Order your annual free credit report to check for and to fix errors.

Credit Repair Organizations Act Overview

Learn how the Credit Repair Organization Act can help protect your against bad credit repair scams. Check your credit report and fix errors yourself.

How to Place a Fraud Alert on Your Credit Report

A fraud alert helps protect your identity when your personal information has been stolen or; if you're already an identity theft victim, an alert can prevent further damage to your credit.

Mortgage Loan Bill

Mortgage bill aims to safeguard the nation's two largest mortgage finance companies; Fannie Mae and Freddie Mac, and to help troubled borrowers avoid foreclosure. Get free lender quotes for a 2nd mortgage refinance loan or an equity loan to pay bills, to remodel or any reason, or apply for a new home loan.

Your Credit Card Rights

Recently the Federal Reserve proposed new credit card rules that would eliminate several unfair practices in the credit and banking industry. If passed, these new rules will become your credit card rights. Apply for rewards or 0 introductory balance transfer credit card offers.Need help repaying credit card debt? Request credit counseling assistance or unsecured debt consolidation today.

Debts And Bills

Free tips to manage personal finances, reduce bills and payoff debt. Get additional help and assistance with our debt relief resources and free calculator downloads such as our checkbook register software to track expenses.

Credit Card Report Scores

TransUnion offers a new credit card company service that scores member payment habits. Apply for a lower interest credit card or for help with credit card debt.

Free Identity Theft Help

Free identity theft help resources plus ID theft and fraud survey results. More reasons than ever to participate in credit report freezing and other ID protection tools.

Equifax APPRO Account System

The APPRO Account System by the Equifax credit report bureau helps financial institutions with new account approval decisions. Order your credit report or use CreditFederal's free credit check to estimate your score.

Visa Credit Card Gas Purchases

Visa responds to gas retailer concerns over card transaction fees, and vows to help ease the pain at the gas pump. Browse and apply for a gas card or other rewards credit card.

Personal Finance Advice for Women

Chase and the O (Oprah Magazine) help women with free financial advice from Chase. CreditFederal also offers free credit advice plus personal finance calculators to track expenses, create a budget, manage a checkbook and to start a savings plan.

Personal Financial Protection Guide

Read and print and Consumer Financial Protection Guide to help protect your privacy, avoid scams, phishing, identity theft and fraud. Also use our free calculator downloads to further protect your personal finances.

Instantly Approved Pre Pay VS Platinum Rewards

With multitudes of card offers; ranging from instantly approved pre-pay cards to no deposit platinum rewards cards, how do you choose the best credit card? Before you compare perks and benefits, first weed out cards that may not help you.

Create A Budget And Save Money

Free tips on how to create a budget for your personal finances, and ideas to help you save money before you retire.

Bad Credit Financing Offers Rebuilding

Are loan lenders and credit card issuers who approve bad credit offers evil, or do they help rebuild hope for poor credit people? CreditFederal.com visitor opinion.

Credit Card Fair Fee Act

Federal Government's Credit Card Fair Fee Act takes on Visa and MasterCard credit card companies to help business merchants negotiate transaction processing costs.

Free Money

Rebate grant to help poor people and economy. Government to give away free money for mad spending vs saving or bill paying. How will you spend your government check?

Free Fast Refunds for Poor

IRS giving free fast refunds to poor people to help revitalize the economy through spending.

Subprime Mortgage Loan Qualifications

People who qualify for subprime mortgage debt assistance are not as many as those in need of help.

Discover Credit ScoreTracker

Discover(R) Card Launches Credit ScoreTracker to help members better understand and monitor credit scores.

Self-Help Identity Theft Protection

Self help identity theft protection tips plus ways to recover if you become a fraud victim.

Free NonProfit Mortgage Foreclosure Help

Trouble paying your mortgage? Nonprofits offer free help to stop foreclosure.

Improve Credit and Reduce Personal Finance Risk

Easy, often overlooked tips to help you improve credit while also helping you reduce your personal finance risk.

Free Tips to Improve Credit Score

Tips to improve credit scores, because your score can either help you save money or can cost you higher interest rates.

Bad Credit Repair Tips

Get credit card and loan approval at lower interest rates. Self-help bad credit repair tips.

High Risk Mortgage Loans

Do high risk mortgage loan lenders help bad credit consumers obtain a home and better invest their money than spending it on rent, or are they predatory lenders?

Choosing Credit Card Rewards

Helpful tips for choosing credit card rewards, from sky miles, to hotel travel points and cash back rewards.

10 Personal Budget Reasons

Learn how a personal budget can help you manage household expenses, and download our free software.

Student Credit Card Debts

Student credit card debt is a tough college lesson to learn, but credit counseling can help ease monthly payments of those bills.

Citi Upromise College Savings

Citi reaches one hundred million milestone in contributions to Upromise program to help families and students accelerate college savings.

American Express Open for Small Business

Open, from American Express, helps small business owners zero in on business needs.

IRS Hires Debt Collectors

The U.S. Government; which helps protect you from debt collectors, is now hiring those collection agencies to get your past due IRS taxes.

Used Auto Buying Tips

Free used auto buying tips to help you avoid scams whether buying from a car dealership or an individual.

Payday Loan

Payday Loan can be helpful to you in your time of need. See how a cash advance can aide you even if you have troubled credit.

Home Buyers Guide

Are you a first time home buyer? Read this helpful guide to help you make your new home loan decision.

Earned Income Credit

Internal Revenue Service reminds tax professionals they can help clients receive critical tax relief from the Earned Income Tax Credit via IRS tools. File online for a fast refund.

Identity Theft

Treasury Secretary Snow to Release DVD on Identity Theft to Help Better Protect Consumers from Financial Fraud.

Credit Card Debt

Help to avoid and tips to get out of credit card debt. Get counseling online with a no obligation analysis, or apply for a credit card debt consolidation loan.

Chargeoff Credit Card

Easier than bankruptcy: Negotiate debt settlement yourself or get professional help to chargeoff credit card balances and other unsecured bills.

Online auto loans better than car dealerships

Online auto loan is better than a car dealership loan, and can help you avoid financing scams.

Financial Calculators

Free financial calculators to help you balance and create a budget, estimate loan interest, track expenses, manage checkbook entries, calculate credit card payments and payoff.

IRS Tax Publications

IRS publications that may help you with your tax return preparation and filing. File taxes online free of charge and get a rapid refund.

Airline miles, hotel and gas credit card offers.

Whether for business or for vacations, an airline sky miles credit card, a hotel credit card and a gas card can help offset travel costs.

Choosing a credit card right for you.

Help with choosing a credit card with rewards right for you or for your credit rating. Get pre-approved based upon your history, whether a no deposit credit card or one to rebuild credit.

What is a credit card chargeoff

Credit card chargeoff and free debt settlement. How to chargeoff credit card debt yourself or get professional help.

Cash in Clunkers to Save Gas Money

Cash in Clunkers to Save Gas Money. Dealerships who are promoting the Cash for Clunkers program are selling autos that get about 27 to 33 mpg. Auto dealerships were busy during the kick off week and the program generated more auto sales, but how will it affect the country's financial state. It did help the Ford dealership as they had more sales in one week than in months.

Minimum Wage Increase

The pros and cons of the minimum wage increase. Need help in a poor economy? Download our free personal budget software and apply for debt relief.

Consumer Credit Advocates

Online Consumer Credit Advocates can help you eliminate bills and be debt free faster than counseling and much easier than bankruptcy. Review all the facts about debt settlement and decide if you want free do-it-yourself negotiation or to hire an agency.

Free Tips Before Purchasing a Home

Free Tips Before Purchasing a Home. To buy or not to buy a home - that is a good question many consumers tackle at some point in life. There are a few questions you could ask yourself to help get to the correct answer for you.

Emergency Loans for Small Businesses

Small business owners may have a chance of getting a loan that could help pay for debts and the loan may be interest free. Applicants can apply for up to $35,000 and there would not be a repayment due for twelve months. The SBA (Small Business Administration) will be releasing more details later.

New VS CPO Used Autos

Consumers long saved money by purchasing a Certified Pre-Owned (CPO) used car but now; however, with dealerships offering super new car deals, making that decision has become a lot harder. To help you decide, apply for an auto loan to see how much you can borrow.

Tax Debt Help

You don't need a tax attorney to help you get tax debt relief, nor do you need a loan to pay taxes. The IRS offers free tax debt help to settle for a lower amount owed without filing bankruptcy.

Free Tax Assistance for Seniors and Low Income and Tax Debt Help

Free Tax Assistance for Seniors and Low Income and Tax Debt Help.

Government Bad Bank?

To help banks regain strength, the Federal Deposit Insurance Company (FDIC) proposes using a 'bad bank' plan. Bad banks are used to accept risky assets from otherwise good banks. By diverting risky assets to bad banks, banks can improve their financial strength and stay in business.

Recovery Rebate Calculator

The IRS will be providing an online calculator to help you determine whether you qualify for this credit, and if so, how much credit you may claim on your 2008 income tax return.

Define TARP

Definition of TARP. TARP stands for Troubled Asset Relief Program, and it was created by the U.S. Treasury to help stable and strengthen the U.S. financial system by investing in U.S. financial institutions (banks) through its Capital Purchase Program.

Harassing Debt Collector Fined

A harassing debt collector was fined $2.25 million. Review federal regulations and rules that protect your rights. If you need help with a debt collection company, consider do it yourself free debt settlement, credit counseling or an unsecured debt consolidation loan.

Can Debt Collectors Put Me In Jail

One question often received is: Can debt collectors put me in jail for not paying my bill? If you need help, consider credit counseling, professional debt negotiation or do-it-yourself free debt settlement.

Government Mortgage Foreclosure Aid

The federal government launches a mortgage aid program to help prevent foreclosures. Reapply for a new mortgage loan plan.

TransUnion Reports Late Payments and Debt

According to TransUnion, the bad credit crisis continues as auto loan late payments increase and credit card debt grows. Order your annual free credit report and use our free bill reminder and personal budget software to help you manage finances.

Bank to Bank Loan Interest Rates

What the credit crises is doing to bank lending practices. Use our free personal finance software to help protect your money.

Auto Loan Tips

Free tips to help secure the best auto loan for you. Submit your online application for a good or bad credit auto loan quote.

$800 Free Money

With the high cost of living, wouldn't $800 in free money plus an extra $6,000 in savings be helpful right now? You could have it if you had taken action 10 years ago.

Which Bill To Pay

As Americans struggle to stay financially sound and to pay bills, many wonder which bill to pay first. Get debt relief help today.

American Express Travelers Cheques

Not only do American Express Travelers Cheques offer travel security, but can also be helpful during disasters. Travelers checks can typically be bought by any credit type, including bad credit and no credit people.

New Money 5 10 20 50 Bills

View new money images of the $5, $10, $20 and $50 dollar bills. The new money is to help protect Americans from counterfeit money scams.

$7000 Debt Question

Advice Request: $7000 in debt, poor credit, no collateral loan option. Is there anyone who can help me?

Credit Card Comparisons

Choosing a credit card right for you. Review credit card comparisons of balance transfer offers and introductory interest rates plus special rewards like no deposit or gas rebates to help you choose a good or bad credit card.

Investment Losses

The fourth quarter is the time for investors to sell investments which are losing money in order to help lower tax bills come April.

Free Credit Card Tips

Free credit card tips to help you choose credit card offers, whether a debit card, credit card to rebuild credit or a platinum credit card with rewards, courtesy of Credit Federal.

Visa Helps Students Start Small Business

Visa Helps Students Start Small Business. Browse and submit an online application for a small business credit card or a student credit card.

Identity Theft Protection

The Transunion credit report agency helps fight against identity theft and credit fraud.

Chase and Fannie Mae Charity

Chase charity helps Fannie Mae finance Katrina rebuilding.

JPMorgan Chase Image Cash Letter

The imaging solution offered by JPMorgan Chase helps reduce time and risk to improve efficiency and lower costs.

MasterCard Credit Card Spending

Consumers love their credit card and MasterCard has reported record results. Search for a low limit, preapproved credit card that helps rebuild credit or a high limit platinum credit card with perks.

Chase Direct Benefit Card

Chase now offers a prepaid debit card that will help low income tax filers who do not have bank checking accounts to receive fast tax refunds.

MasterCard PayPass

MasterCard PayPass debit card using touch-and-go. Compare prepaid credit card offers and apply via the internet. Some pre-paid cards can help establish credit.

Auto Financing Brochure

Free auto financing brochure for help with purchasing through a lender or a car dealership. Calculate monthly auto loan payments. Download our software or use our online auto loan calculator.

Chase Home Improvement Rewards

Chase Helps Build Home Improvement Rewards. Apply for a Chase card with rewards.

Cash Loan

Auto Loan: Good or bad credit auto loan quote. Apply for a new or used auto loan, or for car refinancing.

Credit Card: Search for a gold rewards or a bad credit card. To rebuild credit, get an instant approval credit card. Browse unsecured platinum and guaranteed credit card offers.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings.

Debt Counseling: Personal budget out of control? Nonprofit credit counseling, unsecured debt consolidation or free debt settlement.

Free Credit Offers: Get no obligation credit offers and receive tips and alerts to help manage your personal finances.

Home Loan: Stop paying rent and live the American dream.

Mortgage Refinancing: Fast 2nd mortgage loan quote for remodeling, equity cash out or a debt consolidation loan.

Payday Loan: Get a good or bad credit unsecured loan with no credit check and no collateral.

Personal Loan: Short or long term personal loan.

Personal Finance: How to file bankruptcy and get free bankruptcy forms. Create a household personal budget and balance a checkbook. Get our free personal budget software.

Financial Help: Get the latest financial news. Search Credit Federal for credit card, debt help, auto loan, home loan, mortgage refinancing, payday and personal loan applications and information.

Interest rates: view national averages of credit card, mortgage, refinancing and auto loan interest rates.

2nd mortgage loan - Equity cash loan, debt consolidation, remodeling and other uses.

2nd mortgage refinancing - Apply for a lower interest rate and/or lower payments.

0 interest - Credit cards with no interest or offer 0 introductory rate periods.

0 intro - Online applications for 0 intro credit card offers.

Airline miles credit card - Get free sky miles and other travel rewards.

American Express(R) - Online applications for an American Express(R) card.

Annuity - Learn about annuity investments.

ATM card - Apply online for an ATM card.

Auto financing - Benefits of an online auto loan and general loan terms.

Auto loan calculator - Calculate monthly car payments and total interest paid.

Auto loan down payment - Options to get down payment money for an auto loan.

Auto refinance - Benefits of using a refinance loan to lower payments and/or interest.

Bad credit car calculator - How to negotiate with a car salesman for a better deal.

Bad credit auto loan - Understand invoice, sticker price and other dealership jargon before applying for an auto loan.

Bad credit card - Bad credit card application.

Bad credit home loan - Apply for a home loan and stop paying rent.

Bad credit personal loan - Online application for a no credit check loan with instant approval.

Bad credit - Learn the problems with bad credit and how to improve.

Balance checkbook - How to balance a checkbook and download our free checkbook register software.

Balance transfer credit card - How to safely transfer balances to a 0 intro card.

Bank checking account - How to read a bank checking account statement.

Business credit card - Finance your large or small business with a credit card.

Business loan - Get funding to start a small business or to finance a corporation.

Calculate loan interest - Quickly calculate loan interest, monthly payments and total interest paid upon balance payoff.

Car dealership loan - Curb car dealer scams and dealership financing tricks with an online auto loan.

Card interest rates - Get current credit card interest rates from major issuers.

Card & Loan calculators - Calculate credit card interest, mortgage payments, home refinancing, and to manage and track expenses budgets, plus create a household budget.

Chargeoff credit card - How to charge off credit card balances yourself, or get professional help from a debt settlement company.

Chase credit card - Reviews and online applications for Chase cards.

Checkbook Register - Free CheckBook Register Software to Manage Expenses

Choosing credit card - Free tips on how to choose a credit card per your qualifications.

Christmas credit card - Apply for a Christmas credit card to make gift purchases.

Christmas credit card debt - Options on how to get help with too much Christmas credit card debt.

Christmas credit card shopping - Tips for safe shopping with your credit card.

Consolidate student loan - Apply to refinance student loan debt for a lower interest rate and payments.

Counterfeit money - Spot counterfeit money and report fake money to the govt.

Create a will - How to create a will yourself and prepare a living will.

Credit card benefits - Tips for choosing credit card benefits and perks that fit your needs.

Credit card debt - Free help to get out of credit card debt and tips on how to avoid debt.

Credit card debt consolidation - Credit card debt consolidation quote to combine and lower monthly bills

Credit card facts - Learn about the different types of credit cards and approval standards.

Credit card interest calculator - Calculate total interest paid at payoff.

Credit card payment calculator - Calculate monthly payment amount required to payoff card within a time frame.

Credit card ratings - Review consumer ratings of credit cards.

Credit card rebuild credit - Apply on the internet for a credit card to rebuild bad credit.

Credit card rewards - Choose perks such as cash back and points which interest you.

Credit card search - Use our fast, easy credit card search engine.

Credit card statement - How to read a credit card billing statement.

Credit counseling versus debt settlement - Decide which alternative is the best option for you.

Credit and divorce - How divorce affects your credit score and bill payments.

Credit Federal - Good or bad credit personal loan and credit card resource.

Credit Federal - about us - Information about the CreditFederal.com website.

Credit and loan prequalification - Prequalify for credit cards and loans based upon your credit score.

Credit report errors - How to correct credit report errors yourself.

Debit card - Virtual debit card offers online privacy so you can shop anonymously.

Debt consolidation loan - Payoff bills with a debt consolidation loan.

Debt counseling - Lower monthly bill payments or reduce principal altogether.

Debt negotiation - Chargeoff debt; reduce principal owed.

Debt negotiation sample letter - Do It Yourself debt settlement.

Discount card - Enjoy discount card rewards. These credit cards offer purchase discounts that can help you save money when shopping.

Discover credit card - Review and apply online for a Discover card.

Disney credit card - Special entertainment and travel cards.

Emergency loan - Emergency cash to pay bills, get your car repaired, or for any reason.

Espanol credito - Obtenga el crédito y los préstamos financieros. Algunos abastecedores del crédito no tienen traducción española. Tarjeta de crédito.

File bankruptcy - How to file bankruptcy, chapter 7, 11, 13.

Financial calculators

Fix credit report - How to fix credit report errors yourself or to get help.

Free bank checking account - Apply for a no fee, online bank checking account.

Free bankruptcy forms - Free online chapter 7, chapter 11 and chapter 13 bankruptcy forms.

Free calculator downloads - Free financial calculators and software for budgets, interest, payments, and more.

Free checking account - Free internet checking accounts.

Free credit check - Rate your credit based upon your personal history.

Free credit offers - Financial newsletter membership for free credit offers by email.

Free credit report - Get a free credit report copy online.

Free debt settlement - Do It Yourself debt settlement to negotiate lower bills.

Free IRS tax calculator - Quickly and easily calculate your estimated taxes and withholding.

Free money and gov grants - Instant access (no registration and no credit card) to government grant programs and applications.

Free online tax return filing - Qualify for free tax return filing.

Gas card - Apply for a gas rebate card.

Get out of debt - Ways to get out of debt, either Do It Yourself or with a Company.

Gold American Express - Browse for any current American Express gold card offers.

Gold credit card - Browse for gold credit card offers by each major credit card company.

Gold Discover Card - Browse for any current Discover gold card offers.

Gold MasterCard - Browse for all MasterCard gold card offers.

Gold Visa Card - Browse for all Visa gold card offers.

Government debt consolidation loans - Truth about government loans to pay bills.

Government grant - Instant access to Government grant applications with no registration required.

Government assistance - Apply for government assistance programs.

Government grants for disabled - Apply for disability grants.

Government grant federal unclaimed money - Locate and claim unclaimed money.

Government grant foundations - Check to see if you qualify for a grant.

Government nontraditional grants - Review other types of grants.

Government pensions - Information about government retirement plans.

Government private grant foundations - Search for a grant from other foundations.

Government unclaimed funds - See if you are entitled to free money.

Government unclaimed money - See if someone owes you a refund.

Government veteran grant - Veteran grant programs.

Government women education grant - Educational grants for women.

Guaranteed credit card - No credit check credit card for people with bad credit.

Guaranteed loan - Instant personal loan approval with no cosigner and no credit check.

Guaranteed platinum credit card - Start shopping with no credit report check.

High risk loan - Unsecured loan for bad credit people with no credit turndowns.

Home equity loan - Refinance your first mortgage and take cash out at closing.

Home loan lenders - Get multiple home loan quotes with just one application.

Home remodeling loan - Use your home's equity to finance a remodeling project and increase home value.

Household personal budget - Create a budget to save money and cut expenses.

Improve credit score - Get a higher credit report score for better loans, cards and interest rates.

Insurance - Get online quotes for life, home and auto insurance.

Interest Rates - Get current interest rates for loans and credit cards.

Joint auto loan - How spouse credit affects joint auto loans, and the impact of divorce.

Joint credit card - How spouse credit affects joint credit cards, and the impact of divorce.

Joint credit card debt - Which spouse pays the bills (loans and credit cards) after divorce.

Joint mortgage loan - How spouse credit affects joint mortgages, and the impact of divorce.

Loan instant approval - Guaranteed loan with instant approval. No need to stand in line at your bank.

Loan to pay bills - Get a no hassle loan to make your bill payments on time.

Loans for unemployed people - Options for jobless people to get money.

Long term unsecured loan - About long term unsecured loans.

MasterCard Credit Card - Review and apply online for a MasterCard card.

Mortgage calculator - Calculate monthly payments and interest.

Mortgage refinance loan - For a home equity line of credit, you may want to think about a traditional second mortgage loan.

Mortgage refinancing - Read the benefits of mortgage refinancing.

Mortgage refinancing calculator - Calculate your new mortgage payments.

Negotiate debt settlement - Settle debt yourself with your loan and/or credit card company.

No collateral business loan - Quick cash for small businesses.

No credit - Options for people with no credit history.

No credit check loan - How to get an unsecured loan with no credit check.

No deposit credit card - Get a credit card with no deposit requirement.

No deposit home loan - Apply for a no deposit, no down payment home loan.

Nonhomeowner debt consolidation loan - Options for nonhomeowners to pay off debt.

Nonprofit credit counseling - What to look for when choosing a credit counseling company.

Nonprofit debt consolidation - Advantages of debt consolidation.

No obligation credit - Get free credit offers for you to consider.

Offers - American Express - Search American Express card applications.

Offers - business cards - Search business credit card applications.

Offers - Chase - Search Chase card applications.

Offers - credit cards - Search all credit card applications.

Offers - Discover - Search Discover card applications.

Offers - Mastercard - Search Mastercard applications.

Offers - Rewards - Search reward card applicatons.

Offers - Secured/Prepaid - Search secured/prepaid card applications.

Offers - Student - Search student card applications.

Offers - Visa - Search Visa applications.

Payday advance - What is a payday advance and its conveniences.

Payday advance loans - Benefits of a payday advance loan and common uses.

Payday loan interest - Payday loans charge a fee instead of an interest rate.

Payoff balance - Tips to payoff balance of credit card debt and how to avoid the debt trap.

Pay off debt - Loan options and tips to pay off debt.

Personal budget - Download our personal budget software.

Personal budget software - How to use our personal budget software.

Personal finance - Keep track of personal finances with our services and resources.

Personal finance newsletter - Free personal finance management tips and special credit offers.

Personal loan application - Submit an online application for a personal loan.

Plan retirement - Prepare for retirement with our tips.

Platinum American Express Card - Review any current Platinum cards offered by American Express.

Platinum Chase Credit Card - Review any current Platinum cards offered by Chase.

Platinum credit card - Review any current Platinum cards offered by major credit card companies.

Platinum Discover Card - Review any current Platinum cards offered by Discover.

Platinum MasterCard Card - Review any current Platinum cards offered by MasterCard.

Platinum Visa Card - Review any current Platinum cards offered by Visa.

Popular credit cards - Browse the best credit card offers, according to other CreditFederal.com visitors.

Pre-approved credit card - Learn what is; and get accepted for, a pre-approved credit card offer.

Pre-approved loan - Typical pre-approved loan choices.

Pre-paid visa - Avoid overspending by getting a prepaid Visa card.

Prepay credit card - Menu of prepay cards by major credit companies.

Question and advice - Free online help, just submit your question and get an answer.

Reduce bills free - Tips on how to reduce your expenses to lower bills.

Reminders to pay bills - Free reminders so you pay bills on time.

Repay payday loan - Strategy to repay a payday loan.

Report credit fraud - How to report credit-related fraud.

Reverse mortgage - Information about the benefits of a reverse mortgage.

Rewards 660 - The Rewards660 card for people with credit problems.

Rewards credit card - Browse credit card rewards for people with good credit.

Savings calculator - Calculate savings (interest) with this simple tool.

Sears card - Get a retail store (charge) card.

Secured credit card - Control your spending habits with a secured card.

Secured and unsecured loan - Conventional loans explained and online applications.

Short term loan - Get a loan to meet an emergency situation.

Stop credit card mail - Stop getting credit card offers in the mail.

Student credit card - Apply for a student credit card.

Track expenses - Free software to track where you spend your money most.

Travel credit card - Get the perks and rewards you deserve to stretch your personal vacation and business travel dollars.

Unsecured cash loan - Get the loan you need to take care of unexpected bills.

Unsecured credit card - Browse the many choices and apply online.

Unsecured debt - What qualifies as unsecured debt.

Unsecured debt consolidation - Combine bills into one low monthly payment.

Unsecured debt consolidation loan - Get a loan to payoff high interest debt.

Unsecured personal loan - Your high risk loan solution for bad credit people.

Unsecured platinum credit card - Two main types of unsecured platinum cards.

Used auto loan - Apply for a used auto loan quote.

Visa credit card - Get a Visa credit card, either secured or unsecured.

Wal Mart card - Get your retail shopping card or a gift card for a friend.

Tip of the Day: To curb credit card charges, wrap your credit card in a sheet of paper and keep a log of purchases written on the paper, with a grand total of charges in view each time you reach for your card. Before swiping your card, figure out how many hours you'll have to work in order to payoff the charge and jot on the paper: "IOU #Hours of Work". Perhaps seeing how long you'll need to work to payoff the charge will help curb spending.

Free Government Grant and Private Grant Foundations.