Government debt consolidation loan

Looking for a government debt consolidation loan? Learn facts about govt loans. You can research our government grant and federal assistance links free of charge.

Is there a government debt consolidation loan for individuals?

Credit Federal has researched this issue, and knows only of government debt consolidation loan programs for corporations - not for individual, private citizens. Federal government resources recommend credit counseling for individuals who are unable to get debt under control on their own.

You don't need a government debt consolidation loan You can get out of debt with professional assistance
	Consumer credit counseling (also called debt management): Your debt is combined into one lower monthly payment to make it easier for you to meet your financial obligations.

	Debt Settlement (also called debt negotiation): The principal balance of your debt is negotiated to reduce the balance owed and get you out of debt faster.

Apply now to see how credit counseling or debt settlement may benefit you.

Get a non-profit credit counseling or a free debt settlement quote online. Even non-home owners can enjoy unsecured debt consolidation and debt negotiation.

Learn who qualifies for a debt consolidation loan and review options to get out of debt.

Don't know which debt program is best for you? Compare credit counseling vs debt settlement to help you decide which one offers the best benefits for your situation.

Whether you choose a credit counseling agency or a debt settlement company, either program can only help you with unsecured debt. Find out what types of unsecured debt qualify.

There is no such thing as a non home owner debt consolidation loan. You may; however, use other alternatives to reduce payments or to get a loan to pay off debt.

There are government grant programs, unclaimed money, unclaimed property, SBA grants to start a business and private grant foundations for women, minorities and veterans. Research free with us and pay no fees. Absolutely no credit card required.

Visit our FREE Gov Grants page for access to govt. grants, federal assistance, unclaimed money and unclaimed property.

Credit Federal no fee links to free govt. grants, unclaimed money, unclaimed property, financial and government assistance. Research free to determine your eligibility for grants or govt. assistance.

Need more information? Read our financial and credit articles related to government grant, and join our online financial newsletter.

Credit Protection Government Laws

The troubled economy and bad credit crisis has many Americans wondering what government laws offer consumer credit protection. The Fair Debt Collection Practices Act, Credit Repair Organizations Act, Fair Credit Reporting Act, Fair Credit Billing Act and the Credit Cardholder Bill of Rights.

Government Auctions & Seizures

You have the same free right to Government Auction, Grant, Unclaimed Money and Seizure information as any other American or business, with no fee payment and no credit card required.

Debt Free Money

The government free money (stimulus checks) may have stimulated the economy at the expense of digging consumers deeper into credit card debt with new expenses added to bills they already cannot repay. Consider credit counseling, debt consolidation, or negotiate chargeoff settlements.

No Credit to Bad Credit

Today even bad credit people can get approved for most personal finance products, but government legislatures think poor people cannot use credit wisely and may pass laws that result in no credit except for the wealthy and influential. Bad credit cards and high risk loans serve needs.

ID Identity Theft Scams

The federal government; IRS, warns tax payers of 700 attempted incidents of identity theft (ID theft) or phishing mainly about the free government money tax rebates. Learn how this type of fraud can hurt you, and how to protect yourself and how to report it.

Account Identity Theft

Phishing; fraudulent attempts to perform account identity theft, is a growing problem and not only for good credit people, but also for those with bad credit. Read the government definition of phishing and subscribe to our good or bad credit offers newsletter.

IRS Mileage Increase 2008 Tax Info

The IRS has increased the mileage rate in view of rising gas prices, and updates 2008 tax filing information. Also visit our other federal government money articles and resources.

How to Read Credit Report

Explanation on how to read credit report information and entries so you can improve your score. Instantly order your government approved, annual free credit report so you can perform a credit check and fix credit report errors.

American Express Card Member Project

There are now new ways for American Express card members submit project ideas for the Members Project. American Express will donate $2.5 million to fund the project. Also browse our website for government grant programs.

Homeowner Financial Assistance

Instead of tax payer funds, profits from government sponsored mortgage lenders Fannie Mae and Freddie Mac would give refi homeowner assistance to up to 500,000 strapped borrowers, possibly even bad credit home loan borrowers.

Government Mortgage Foreclosure Aid

The federal government launches a mortgage aid program to help prevent foreclosures. Reapply for a new mortgage loan plan.

Government Fannie Freddie Mortgages

Federal government takeover of Fannie Mae and Freddie Mac. Get the latest home loan and mortgage refinancing news and submit your online application.

Bank Emergency Loan Program

The federal government extends an emergency loan program to give banks access to more, longer term cash loans. With interest rates low, now is a good time for a good or a bad credit home, auto or personal loan.

File Disability

How to file disability. You can apply online or call a toll free number to file for government free money and assistance.

Past Due Utility Bill Cutoff

If you are past due on your utility bill, you may face utility company cutoff. The free money from the government (tax rebate) that was designed to stimulate the economy, may end up funding utility bills and gas fillups.

Abandoned and Unclaimed Property

Free money search. How to claim abandoned property, and how to find unclaimed money. Also government grant application resources.

Wheres My Stimulus Tax Rebate Check

Looking for your Stimulus, IRS Rebate Check? A new tool called 'Where's My Stimulus Payment' is now available on the federal government's IRS Tax website.

Wheres My Tax Refund

Looking for your government tax refund? If you filed an IRS tax return and are expecting a refund, here's how to track it's status and location.

2 Mortgages Comparison

Comparison of 2 mortgages from people with identical bad credit histories; one an ARM and one a 30 year fixed rate home loan. Should there be a government grant or mortgage refinancing to solve late payments and defaults?

Government Tax Rebate Checks

Government tax rebate checks due out soon, hoping consumers will make new purchases to stimulate the economy instead of using the money to pay off bills. But will this lead to higher debt and possibly chargeoffs later on, worsening the economy?

Know Someone Who Needs Personal Credit or Debt Help?
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Personal Finance Help: Free, short term immediate help and long term planning tips to improve personal finances. Learn how an annuity and insurance can help.

Not sure of credit score qualifications? Use our credit card and loan prequalification tool or request free advice to your credit questions.

Enjoy an online free bank checking account. Learn how to balance checkbook entries so you can better manage your bank checking account. Some free checking accounts also offer interest savings.

Free financial calculators you can use online or you can install our free calculator downloads to your Windows computer. We giveaway valuable free personal budget software. With our credit card and loan calculator downloads, you can calculate loan interest and use our credit card payment calculator to find out how long it will take to payoff a credit card balance.

Use our personal budget software to manage checkbook register entries and to calculate savings.

Search for free government money and grants. Browse and apply online for a government grant. See if you qualify for government assistance or a grant for disabled people whether from a grant foundation or a non traditional grant.

Unclaimed money: Browse government unclaimed money and unclaimed funds. Check for an inherited pension, plan retirement and learn how to create a will.

See if you qualify for special grant programs like veteran grants or education grants. Easy free IRS tax calculator and free online tax return filing.

How to spot counterfeit money and report credit fraud.

How to file bankruptcy and get free online free bankruptcy forms.

Tired of searching and applying blindly for credit? Let free credit offers come to you by joining our newsletter. There's no obligation to accept any offer. Browse for more personal finance resources.

Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

Credit Card: Search for secured and unsecured credit card applications and apply online. Applications for all types of cards ranging from an instant approval bad credit card to no deposit cards, including platinum credit card rewards.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.

Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.

Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.

Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.

Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.

Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.

Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.

Search our free credit help resources and apply for financial services. The credit crisis may have prompted stricter credit card company and loan lender approval standards, but poor credit people can still find bad credit financing.

Government debt consolidation loan - about govt. loans