Visa gold card - apply for an unsecured Visa credit card.
Online application for a Visa credit card, such as the Visa gold card. Visa offers both secured and unsecured credit cards.
Aspire Gold Visa® Card -
No security deposit. Unsecured Visa® Card. Low minimum monthly payments. Special Visa deals for cardholders. Rebuild poor credit. Poor credit or bad credit OK. Joint credit card available. Aspire Gold Visa® Card is designed for those that only need the basic functions of a credit card. The annual fee applied to new accounts is $150. There is also an account opening fee of $29 and a monthly maintenance fee of $6.50, which amounts to $78 per year. The total amount of standard fees (not including penalty or default fees) is $257 for the first year. The card offers high interest rates, and all of the variable interest rates have minimum caps, so no matter how low the Prime Rate drops, the interest rates on the account will not go below the stated minimum caps. Therefore, if you can afford to pay in full each month, do not mind paying the various fees associated with the card, have a limited credit history, and do not plan to carry a balance, this card may be a reasonable option.
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Apply online for an Aspire Visa® Card and begin rebuilding your credit today. Complete the application and receive an instant online response. Get the credit you deserve.
Aspire Visa® Card
30 second online response
No security deposit
Rebuild your credit
Unsecured Visa® Card
Visa credit card offers: Visa Classic, Visa Secured, Visa Gold Credit Card, Visa Platinum Credit Card, Smart Visa Cards, Visa Signature Card and Reward Cards
MasterCard credit card offers: The MasterCard, Gold MasterCard, Platinum MasterCard and World MasterCard
American Express credit card offers: Personal Card, Rewards Green Card,Senior Member Card, American Express Student Card, Gold Card, Platinum Card, Blue from American Express, Blue Cash Card, Blue for Students
Discover Card offers: Discover Miles Card, Discover Gold Card, Discover Student Card, and the Discover Gas Card
Prestige Gold Card (no longer available): Designed for those with poor to limited credit who would like to establish credit by participating in the optional credit-building program. Those who become active members of the optional New Horizons Gold program will be glad to know that transactions will be reported to credit bureau(s) as an unsecured credit card.
Visa
cards come in many types and are available for good or bad credit people. For
example, an AccountNow Gold Visa Prepaid Card, is not a credit card but a
prepaid/debit card that can be used as long as the person has funded their
account. If the card does not have any funds, it can not be used. It is easy to
load funds onto a plastic card many ways, one is through making a deposit, and
there are hundreds of locations available for the user to load funds. It takes
just minutes to apply and approvals may only take minutes.
These
cards are usually guaranteed card approvals because there is no risk for the
lender like an unsecured credit card. Using prepaid card offers is one way to
pay as you go, and have the benefit of using a card to make purchases or pay
bills. Prepaid Visa and prepaid MasterCard cards can be used anywhere their logo
is displayed. They are usually listed as prepaid or debit cards. Some examples
of some names of Visa
prepaid cards are the Green Dot Gold PrePaid Visa Card, UPside Visa® Prepaid Card,
and Walmart MoneyCard Visa Prepaid Card, each card has different benefits and
features for the member. Some offer cash back and can be easy to load at popular
locations.
Visa
also has unsecured credit cards where the member could choose their credit
limit, this type of card is not a prepaid or debit card offer. A card like this
may provide monthly credit reporting and may have fixed interest rates. There
are cards that can benefit people who want cash back rewards, travel perks,
hotel stays, and reporting to major credit bureaus. They have online account
management and online bill pay features. There are many card choices, for
consumers who want to apply for a Visa credit card.
Visa News: Visa Certifies Smartphones for Use as Visa Mobile Payment Devices
NFC-enabled smartphones from Samsung Electronics, LG Electronics, and Research In Motion approved for use with Visa payWave, Visa’s mobile application for payments at the point-of-sale
Visa Inc.and Visa Europe today announced that NFC-enabled smartphones from Samsung Electronics, LG Electronics and Research In Motion (RIM) have been certified for use with Visa's mobile application for payments at the point-of-sale, Visa payWave. The Samsung Galaxy SII, LG Optimus NET NFC, BlackBerry® BoldTM 9900, BlackBerry Bold 9790, BlackBerry® CurveTM 9360 and BlackBerry Curve 9380 have been added to the list of Visa compliant payment products available for commercial deployment by financial institutions.
All the new devices certified by Visa host the Visa payWave application on a secure SIM card and feature NFC (Near Field Communication) technology, the short range communications standard that enables mobile phones to securely transmit payment information to a contactless payment terminal.
Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.
Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.
Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.
Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.
Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.
Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.
Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.
Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.
Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.
RFID credit cards use a radio frequency to transmit personal financial data. They are not swiped through a scanning machine like a traditional credit card. Unfortunately, RFID credit cards can be skimmed when an unauthorized user grabs the unencrypted data from your card using an RFID reader. The technology Website EnGadget found that data from RFID credit cards is easily skimmed using an $8 reader purchased on eBay. Credit card companies are aware of the problem and are creating security fixes, but there are a number of steps you can take to protect your financial information. #1 Leave your RFID credit cards at home. If you are concerned about the safety of your information on your card, use it only at home for online purchases. Pay for purchases outside your home with cash or regular credit cards. #2 Stack your RFID credit cards together in your wallet. Putting your cards next to one another will make it harder for a scanner to read the data on a particular RFID card. However, this only offers a small amount of protection. #3 Wrap your RFID credit cards in aluminum foil before putting them in your wallet. Some users have reported that this simple, homemade technique helps block RFID scanners from reading the card. #4 Consider a credit card shield for more advanced protection. There are a number of companies that manufacture shields that hold your credit card when it is not in use. Most companies use aluminum material to prevent RFID scanners from reading the data on your card, and they usually cost less than $10. #5 Consider a special wallet, such as a DataSafe wallet, if you would prefer not to have a separate shield for each individual credit card. These wallets look completely normal, but they are manufactured with materials that have been approved by the Government Services Administration to block RFID transmissions. #6 Monitor your credit card statements regularly for errors or odd charges. Credit card theft and fraud can occur even after taking the best precautions, but regularly monitoring your bank statements can alert you to any suspicious activity.