If you want to lend a friend or family member a person-to-person personal loan, use our free personal loan calculator to determine monthly payments.
Unsecured Loan - Get up to a $10000 unsecured loan with good credit or up to a $1500 bad credit loan with no credit check.
Payday Loan Benefits - Many of us occasionally run short on cash because of unexpected bills, emergencies, accidents, illness and other reasons.
Personal Loan - Apply online for an unsecured personal loan, and learn the pros and cons between a Personal Loan and a Payday Loan for bad credit people.
Payday Loan Lender Information - Payday Loan Lender Information: A payday loan, also called a cash advance or a personal loan, provides a small, unsecured, short term cash loan in advance of payday.
Bank Payday Loan Lenders - Banks Associate with Payday Lenders. Since consumers often need a small, short term loan but many do not qualify for a
tradictional, long term personal loan, the number of banks are providing payday advances through agent assisted loan programs is increasing.
Unsecured Bank Loan - The Community Financial Services Association of America
(CFSA), the national voice of the payday advance industry, has a stringent set of guidelines for agent-assisted bank loan programs. Members use the guidelines when partnering with banks to provide short-term, small denomination loans.
Unsecured Personal Loan Risk - Payday personal loans are designed to offer fast cash to bad credit people on a short term basis, yet such unsecured loans can have a long term impact without timely payoff.
Unsecured Loans Making Bad Worse - High risk unsecured loans offer easy cash even to bad credit people. But if not paid off timely, the short term payday loans deepen debt fast. Desperation to pay off monthly bills can put personal finances at risk. Payoff higher priority debts and charge off lower priority.
Secured Unsecured Low Interest Loans - Low interest rates abound, for both secured loans and unsecured loans. Get a loan to payoff bills at higher rates and improve personal finances, or to take that well-deserved vacation.
Personal Loan and Cash Advance - Differences between a traditional unsecured personal loan and a payday cash advance, history, and where to submit a bad credit personal loan application.
Bad Credit OK Loans - Though the credit crisis has reduced financial options for subprime people, some lenders do still offer 'Bad Credit OK Loans' and you can apply quickly and easily online.
High Credit Risk Areas - You may be a high credit risk because of where you live, but thankfully there is still an unsecured, no credit check loan option.
Unsecured Payday Advance or Loan Shark - Who will poor and bad credit people turn to for emergency loan funds if government legislatures ban payday loans? Compare unsecured payday advance personal loans to those of loan sharks.
No Credit Check Bad Credit Loans - Apply for a no credit check bad credit loan. Review government legislations to control subprime interest rates and fees. Did you know, it is in the interest of the lender to offer you the lowest rate and least fees as possible?
Personal Loan for NonHomeOwner - The options for an unsecured personal debt consolidation loan, the people who qualify, and alternatives for both good and bad credit people, homeowners as well as non homeowners
Unsecured Personal Debt Consolidation Loan The options for an unsecured personal debt consolidation loan, the people who qualify, and alternatives for both good and bad credit people, homeowners as well as non homeowners
Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.
Credit Card: Search for secured and unsecured credit card applications and apply online. Applications for all types of cards ranging from an instant approval bad credit card to no deposit cards, including platinum credit card rewards.
Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.
Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.
Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.
Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.
Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.
Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.
Valley National Bank Personal Loan - With a Valley National Bank Personal Loan you can make home improvements or even take a much needed vacation.
Personal Loans from $2,000.00 to $5,000.00* with up to 36 month installment payments at 17.75% APR^
Personal Loans from $5,001.00 to $10,000.00* with up to 48 month installment payments at 14.75% APR^
Personal Loans from $10,001.00 to $25,000.00* with up to 60 month installment payments at 10.75% APR^
*Rates are as of publication date and may be changed thereafter, without notice, until account is opened.
*Higher amounts will be considered based on qualification of borrower
^ The actual interest rate is determined based on credit history, the amount of the loan and the repayment term, in accordance with Valley's credit guidelines.
*Particular Valley products and services may not be offered in all states. For specific information contact us at 800-522-4100.
You may include Co-Applicant / Co-Signer
Get an instant approval, emergency loan to pay bills, for car repairs or for any reason when you need quick cash. Apply online now for your unsecured loan approval.
Tip to Save Loan Interest: Make sure the lender does not charge an early payoff penalty and send in extra monthly payments
You don't need to wait days for approval. Payday loans are designed to get you through a short term financial need or emergency without having to apply for a personal loan which requires a credit check, and may even require a co-signor. But with a payday emergency loan, there are no credit check hassles.
With a payday loan, all you need to be approved is usually a steady job with around $800 to $1000 a month in income. With a bank personal loan you are required to have good to excellent credit, and possibly collateral such as a auto. If payday loans were not available, bad credit consumers would have limited alternatives for an emergency loan.
So what can you do when you find yourself in a cash emergency? You can choose to pawn personal property, borrow from those you know or go the quick easy route and apply for a pay day loan online. Approval usually takes only minutes, and you can even have money wired directly to your bank account.
Payday Loan Benefits: Get a payday emergency loan
Emergency loan in as little as one hour. Flexible repayment schedules. You may extend the loan. No collateral or co-signor.
Other emergency loan option: Get a cash loan using your auto as collateral - auto refinancing.
Even no credit and bad credit people can get an instant approval emergency loan with no credit check. It takes only minutes to apply, and you can use the cash loan however you want. Get an unsecured loan to pay bills or for any reason.
A payday advance is an excellent way to get a no credit check loan for bad credit or any credit. It has a higher interest rate than a simple, long term loan, because it provides a high risk loan to most anyone with an active checking account.
When people need a loan, payday loans are the most popular way to get money fast. Many states allow consumers to get as many loans as they want, while other states only allow a person three a year. This is one loan option that continues to help people who may have financial problems and have no other alternatives. Many lenders approve some applicants almost immediately without delay. Within hours funds may be available in their bank account, to spend as they wish.
Repayment terms can vary from a couple of weeks to a couple of months, it depends on each lenders' terms. Because of the hundreds of unsecured cash loan lenders online, there are terms to suit just about everyone. Like any other credit that is applied for, all terms and conditions need to be understood, including extending the loan or paying late fees. Emergency loans solve small needs for cash, some examples are, paying for college, buying school clothes or supplies, or paying a few bills so they won't be late.
Having a job for several months is required by some lenders, yet others only require a proof of a monthly income. All require that the person is a United States citizen, eighteen years or older. To be able to get the money within hours, an active bank account may be needed. Credit ratings are not an issue with some lenders, as they do not do a credit check, so this helps people with bad credit have a better chance of getting approved. Although, thousands of people with great credit apply for these loans, because they are quicker than some other options.
The online process is very simple and the form is usually short. The terms and conditions are posted on websites, so nothing is hidden from an applicant. Usually there is a toll free number that can be called. It can be best to apply first, and wait to be contacted. Sometimes the loan amount they approve people for could be higher or lower than what is requested. It is best not to over borrow just because it is available.
people are caught between paychecks they may have the option of a quick payday
loan, when there are no other solutions to a financial problem. These loans
can be fast and secure using online lenders. Qualifying can be easy even for
people who have no credit or poor credit. This is possible when lenders do not
require a credit check or they service different credit types. Depending on each
lender's requirements, applicants may not even need to fax information.
a lender accepts an applicant's loan request, most are able to electronically deposit the
funds into a checking or savings account. Some lenders offer flexible repayment options,
while others require the loan to be paid within weeks. Knowing when the loan
must be repaid, can help in the search for the lender that has the terms you
need. These are usually known as unsecured, short-term cash advances or a loan until
the next payday. These are not secured loans like a mortgage loan.
often decide to apply for these loans when they need money for small, unexpected expenses.
Many people do not like to risk the high cost of bounced check fees or late payment
fees. A short form that is easy to complete may be the first step to being able
to get money to manage any financial needs. It may only take a few minutes or
hours to get an answer as to being approved or rejected. The good news is that
there are many reputable lenders online, and some are able to deposit the funds
into a bank account within hours of approving the loan.
of Some Cash Loans:
Can be fast and secure.
Fees can be reasonable.
The money can be used for anything.
Funds can be deposited into a bank account.
Lenders may service various credit types.
Lender offer live support and offer discounts to returning customers.
Review information was collected from the website, and is neither an endorsement by us nor a confirmation of content nor a warrnty of any claims made by the website. Use the review information at your sole discretion and sole liability.
ThinkCash.com Review - (PlainGreen) - 2011 Plain Green Loans All Rights Reserved.
Plain Green loans are better than payday loans. Why?
1. less expensive. At Plain Green Loans, you could save up to 40% vs. a typical payday loan on your very first loan1. And that's just for starters...
2. returning customers qualify for even larger amounts and lower rates. Our loans are designed to reward our loyal customers. As you develop a successful payment history*, you can qualify for higher loan amounts at even lower rates:
* On your 2ND LOAN, you could get up to $1,400 with an APR that is up to 60% less than a typical payday loan2
* On your 3RD LOAN, you could get up to $2,400 with an APR that is up to 80% less than a typical payday loan3
* On your 4TH LOAN, you could get up to $2,500 with an APR that is up to 90% less than a typical payday loan4
3. easy payments with no hidden fees. At Plain Green Loans, we have no hidden charges or fees - you pay interest only for as long as you keep your loan**. You can make affordable regular payments or pay off your loan early at any time with no prepayment penalty.
Quick, convenient and secure way to help you cover unexpected bills, bounced checks and other surprises - a short-term installment loan from Plain Green Loans.
When you need emergency cash, a Plain Green loan can help you stay ahead and get on with your life. Our online application process is a breeze. In a matter of seconds, youíll find out how much you qualify for - anywhere from $250 up to $1,000 for our first time customers.*
Itís plain and simple:
* apply online. Complete our simple, easy and 100% confidential application. Submit your information using our secure site in minutes. Keep these minimum requirements in mind:
o You are at least 18 years old (19 if residing in AL or NE)
o You reside in a state we currently serve
o You have a job or other proven source of income
o You have an e-mail address
o You have a checking account in good standing (No returned checks, overdraft charges, negative account balances or nonsufficient fund transactions in the past 30 days.)
* get answers in seconds*. With us, there is no waiting or guessing. You will find out if you were approved and the amount right away.
* get cash as soon as tomorrow! Upon approval, we will deposit your loan funds as soon as the next business day (for transactions completed by 6 p.m. ET). Applications received after 6 p.m. ET are processed the next business day.
Customer Support: (866) 420-7157
Hours of Operation:
8 a.m. to 10 p.m. ET, Mon-Fri
9 a.m. to 5 p.m. ET, Sat
Fax: (866) 420-7159
Plain Green Loans
Attn: Customer Support
93 Mack Road, Suite 600
PO Box 255
Box Elder, MT 59521
Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
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Does your paycheck seem to disappear from your bank account quickly after you deposit it? This phenomenon has happened to everyone at one point or another. Expenses always seem to come at you faster than you can bring money in, and when your funds run out, you may not know what to do. Rather than trying to hold your creditors at bay or delay important purchases until payday, consider borrowing cheap online personal loans. They are a quick source of emergency funds for people who have short-term cash flow problems.
You will not have any trouble finding a lender of cheap online personal loans. In fact, they are practically omnipresent on the Internet. However, borrowers have to be discerning in the lender they choose, as the online loan industry is rife with unethical lenders. Sadly, some lenders prey on borrowers who are desperate for cash and struggling financially, charging them obscene rates and making impossible promises. To protect yourself as a borrower, here are three simple things you can do in your quest for a lender:
1. Use a reputable referral service to find your lender for you. Services like ours have already weeded out the usurious and disreputable lenders for you, so you will deal only with quality organizations.
2. Scrutinize the lenderís website. Claims that sound too good to be true almost always are, and they are a red flag that youíre dealing with an untrustworthy lender. Watch out for lenders that promise to have cheap online personal loans to you instantly or promise that you will be approved. They canít and wonít live up to these claims.
3. Take the time to read the loan paperwork. The borrowers who end up getting charged unfathomably high rates are usually the borrowers who didnít bother to read their loan paperwork. Take a few minutes to read through your loan documents to find exactly what your finance charge is. If you have lingering concerns or questions, talk to your lender.
Borrow & Repay Responsibly: A common blunder with cheap online personal loans is that borrowersí eyes get bigger than their wallets. For example, you may work out a budget for the next week and decide that you need to borrow $350 to make it until your payday. When you go to find a cheap personal loan online, youíre surprised to see that you qualify for a much larger loan, $700. Thinking a little extra money will do no harm, you decide to borrow the maximum amount. However, when the loan is due, this will come back to haunt you. You will have borrowed more money than you needed or could afford to pay back, and the consequences could be disastrous. Stick to your personal borrowing limit, not the amount for which your lender approves you.