Earn Disney Dream Reward Dollars on everyday purchases like gas and groceries. Redeem Disney Dream Reward Dollars on Disney purchases whenever you want. No block-out dates! Get a variety of rewards that no other card can match!
No Annual Fee
0% Intro APR for up to 6 months*
No Block-out Dates
Visa Platinum Benefits
*See Card Terms and Conditions
Get a variety of magical rewards no other card can match!
Earn Disney rewards with everyday purchases!
Redeem Disney Dream Reward Dollars on Disney purchases whenever you want. No blackout dates!
With the Chase Disney Visa® card, you can receive Merchandise Rewards on items such as toys, DVD’s, clothing, jewelry, houseware items and gifts.
With the Chase Disney Visa® card, you can receive Travel Rewards on items such as theme park tickets, hotel stays, and cruises. Plus, you can receive a 0% Intro APR* for up to 6 months on card purchases and balance transfers.
*See Card Terms and Conditions
Rewards Cards
Reward credit cards
can be very appealing. Yet it is important to do some research before making a selection. Read the fine print to make sure the other
fees don't exceed the rewards you will get in return. Some cards don't give rewards if a balance is carried from one month to another
so it may be necessary to pay off the balance every month. They could even charge higher interest rates on outstanding balances.
Read the terms carefully and take notice of words like "up to". This can mean the maximum you can get. You may not go up to that level unless you spend a
lot of money on the card. In that case, you may get less than the advertised reward. The actual cost of the points is important and you should figure how
much money is required to get a particular reward. By doing some figuring it is easy to get an idea about the cost. If you are required to spend $10,000
just to get the reward of a gift voucher of $60, it does not seem worth the effort.
Your spending habits are important
in addition to how much is necessary to earn rewards. For example, programs offering frequent flyer miles usually
require the cardholder to spend a lot of money. If you are an occasional spender, it could take a long time to get a free flight.
Gas cards are very popular and great to have but read the terms before applying for the credit card.
They have been popular due to the high cost of gas. Make sure you meet the
requirements to get the rewards. Some gas cards may give points only if you shop only at a specific gas station.
Annual fees are an issue to consider as they can be
high and you must decide the fee to have the card is worth the amount required to get rewards. For example
if you have a high annual fee and you must spend up to $5,000 before earning rewards, it may be
the right reward card for your needs. It is worth the time to review any limits imposed on rewards. If you get five per cent cash back on purchases but up to a limit of $250, spending over the limit will be wasted. Some rewards
can expire if they are not used within a limited period of time.
The best way to save money is not to have spend a lot of money just to get a specific
reward, the right reward card can be great if it matches the financial needs of
the cardholder. Managing finances is important and before applying for any credit card, read the terms and conditions for the credit card. It is best to know the fees, interest rates, and what is necessary to get the benefits of
the rewards offered. Many consumers who use reward cards have benefited by earning flying rewards, hotel rewards, and gas rewards. Any rewards should fit the
specific needs of the cardholder.
Travel Credit Cards
When you travel with someone that you share joint credit card accounts with, it can make it difficult if
a credit card is lost or stolen. For example, if a credit card is lost, all account holders
could be affected by the closing of the account. The best way to travel is with everyone taking their own personal, individual credit cards in only their
name. By doing this, if someone looses their card, they could have an easier time using
another person's credit card for any charges during the trip. The canceled credit card account
would not cause hardships for all other travelers.
Before you travel, notify
all your credit card companies to let them know about your travel plans. This can prevent your credit card from being
deactivated due to the credit card company mistaking transactions as possible fraud. Some companies
deactivate cards if they suspect the card could have been lost or stolen. For example,
you are overseas making several charges, your card could become deactivated as
fraud protection. It is easier to make a few phone calls before you leave on a trip to prevent this.
Carry the phone numbers of
all credit card companies and the names of the credit cards you will use when
traveling in case you must report lost or stolen credit cards. Review any terms or information about reporting
lost cards before your trip. Check your credit card benefits for any perks or discounts that you can take advantage of during your
travel. It can help to carry at least two credit cards when
traveling, for example, a MasterCard, Discover, and or Visa.
If you travel abroad, watch out for any fees that some banks charge to convert charges in foreign currencies to dollars.
Review all your credit card issuers terms to determine which cards offer the best deal on foreign currency conversion.
Need more credit card information? Read our financial and credit articles related to credit cards with rewards.
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