Pre-qualify for credit. Fast credit card and loan prequalification.

  Pre-qualify for credit. Fast credit card and loan prequalification.


Pre-qualify for a loan or a credit card. Our form for credit card and loan prequalification can help you choose offers based on your credit history.  Pre-qualify now.

 

Credit card and loan prequalification

Number of times you were late paying
credit card bills in the past year?->

Number of times you were late paying
mortgage/rent in the past year?->

Number of times you were late paying
OTHER bills in the past year?->

Your annual income?->

Do you have an active credit card?->

Number of GOOD credit references
you have on your credit report?->

Have you been denied credit
in the past year?->

What percent of your income is
spent to pay monthly bills?->

Is bankruptcy on your credit report?->

The data you enter above is not stored on our server, nor is it shared with any entity. This form provides an estimated prequalification (pre-approval) for loans and credit cards based upon your input, and is not a guarantee of acceptance.

 

Perfect credit? Fair Credit? Bad Credit?
Aren't sure what types of credit cards and loan you are qualified to receive? Use our fast credit card and loan prequalification form. Upon submission, Credit Federal will provide you with details about which types of loans and credit cards may fit your credit history*.

Our prequalification form will rate your input and score you according to one of these four categories:

Bad credit
Poor credit
Fair credit
Excellent credit

*This form is not an application, nor is it part of any application process. Our credit card and loan prequalification form uses an abbreviated history of your credit; as you know it to exist, and provides you with "suggested" offers. There may be other items on your credit report which you are not aware. Credit Federal does not guarantee that this prequalification form will result in approval for any credit card or loan offer. The final approval authority rests solely with the card issuer and loan lender, and may be based upon an actual review of your credit report. Before applying for any credit, refer to the Terms and Conditions of each offer.

Submit our credit card and loan prequalification above.

 
Find A Bad Credit Loan
Where can you find a bad credit loan; or even a bad credit card for that matter? The subprime mess may have spurned long term changes in how easily consumers can get credit approval.
Easy Credit Returning
Heavy factors harming the economy are credit card and loan approvals getting harder for bad credit people, plus issuers raising credit card interest rates while lowering credit limits. Will easy credit approvals return with the federal government's 800 billion pledge?
No Car Loan Down Payment?
No car loan down payment? You may find auto loan approval difficult as dealerships and banks battle the fallout of bad credit, high risk lending.
New Government Credit Card Act
New Government Credit Card Act. The CARD Act is supposed to put an end to so-called unfair rate hikes and hidden fees. However; at a time when our economy is in desperate need of credit, democrats are putting a restrictive squeeze on the credit industry's ability to offer easy approval loans and credit cards to all consumers, including bad credit people who need credit now the most.
PreApproved Credit Card Offers Becoming Pre-Rejections
Remember when you used to get piles of preapproved credit card offers in the mail and through email? At one time, consumers received so many pre-approval offers that some people actually opted-out (by calling 888-5-OPTOUT) to stop receiving further offers.
Credit Card Rate and Fee Reform
Democratic leaders of the government have been pushing for closure on a bill dealing with credit card rate increases and fees. If approved, the changes may push some issuers to altogether discontinue offering any type of bad credit card to high risk people.
Subprime Credit Card Lawsuit
The Federal Trade Commission (FTC) files a lawsuit against CompuCredit and Jefferson Capital for its marketing of a subprime credit card. Will this end bad credit cards altogether, leaving only platinum rewards cards that only the rich and affluent will qualify for? If so, how will poor credit consumers be able to obtain an unsecured credit card to rebuild credit?
Unsecured Personal Debt Consolidation Loan
The options for an unsecured personal debt consolidation loan, the people who qualify, and alternatives for both good and bad credit people, homeowners as well as non homeowners.
Subprime Mortgage Loan Qualifications
People who qualify for subprime mortgage debt assistance are not as many as those in need of help.
Free Credit Card Services
Credit Federal announces new, free credit card services for consumers, including calculators, pre-qualification and more.
Bank Payday Loan Lenders
Banks Associate with Payday Lenders. Since many consumers need short term loans but due to high risk do not qualify for a tradictional, long term personal loan, the number of banks are providing payday advances through agent assisted loan programs is increasing.
Credit Cards with Rewards
Credit cards with rewards, points and perks are worth a second look, but you must have credit qualification.
Platinum Credit Card Prequalification
Credit card article explains why platinum credit card prequalification makes it difficult for bad credit people to get approved.
What kind of card can I qualify for?
Use our guideline to apply for credit cards for your credit type.
How To Qualify for Credit Cards
With unemployment and low income problems, mounting debt and delinquent payments, Americans are wondering how to qualify for credit cards and rebuild bad credit.
Recovery Rebate Calculator
The IRS will be providing an online calculator to help you determine whether you qualify for this credit, and if so, how much credit you may claim on your 2008 income tax return.
Wheres My Tax Refund
Wheres My Tax Refund? How to locate your IRS tax refund. If you haven't filed yet, you may qualify for free efiling.

Credit Report Tip: 07/03/2009 If you have too many credit card accounts with good payment habits. Don't close them, make a small purchase each month and then pay the bill in full. This can be good for credit scores.
 

 
  

 

 

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Credit Report: Free credit report help to fix credit report errors and improve credit score ratings.

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Home Loan: Stop paying rent and live the American dream with home ownership.

Mortgage Refinancing: Fast 2nd mortgage loan quote for remodeling, equity cash out, debt consolidation or other reasons.

Payday Loan: Get a good or bad credit unsecured loan with no credit check, no security (collateral) and no cosigner.

Personal Loan: Short or long term personal loan up to $10,000 (as available, or view alternative loan options).

Personal Finance: How to file bankruptcy and get free bankruptcy forms, create a household personal budget, balance a checkbook and more. Get our free personal budget software.

Financial Help: Get the latest financial news. Search Credit Federal for credit card, debt assistance, auto loan, home loan, mortgage refinancing, payday and personal loan applications and information.

Browse for more credit offers.

  

Search our free credit help resources and apply for financial services. The credit crisis may have prompted stricter credit card company and loan lender approval standards, but poor credit people can still find bad credit financing.

Learn more about credit card and loan qualification requirements.
 

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