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Submit your credit question and we will review it for a possible response.

Terms: We do not guarantee providing a response. Any response we do provide, you accept at your sole discretion and sole liability and you shall indemnify and hold harmless us, this site's owners and advertisers. See full Terms/Conditions.

  

  

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Use the Menu above for info related to a particular financial service, and visit a provider website for details.

  

Contact Phone Number and Address - Contact Information for Bank, Credit Card Company, Lender and Other Creditor Complaint Reporting

Do you need a contact phone number, address or email to file a complaint against a bank, credit card company, loan lender or other creditor? Use the contact information below for your state financial authority to submit a complaint.


Alabama
State Banking Department
PO Box 4600
Montgomery, AL 36103-4600
Phone Number:
334-242-3452
Toll-free:
1-866-465-2279


Alaska
Division of Banking and Securities
PO Box 110807
Juneau, AK 99811-0807
Phone Number:
907-465-2521
Toll-free:
1-888-925-2521
TTY:
907-465-5437


Arizona
Department of Financial Institutions
2910 N. 44th St., Suite 310
Phoenix, AZ 85018
Phone Number:
602-771-2800
Toll-free:
1-800-544-0708


Arkansas
State Bank Department
400 Hardin Rd., Suite 100
Little Rock, AR 72211
Phone Number:
501-324-9019


California
State Department of Financial Institutions
45 Fremont St., Suite 1700
San Francisco, CA 94105-2219
Phone Number:
415-263-8500
916-322-0622 (Consumer Services)
Toll-free:
1-800-622-0620 (CA)


Colorado
Division of Banking
1560 Broadway, Suite 975
Denver, CO 80202
Phone Number:
303-894-7575


Connecticut
Government Relations and Consumer Affairs
260 Constitution Plaza
Hartford, CT 06103
Phone Number:
860-240-8299
Toll-free:
1-800-831-7225


Delaware
Office of the State Bank Commissioner
555 E. Loockerman St., Suite 210
Dover, DE 19901
Phone Number:
302-739-4235


District of Columbia
Department of Insurance, Securities and Banking
810 1st St., NE, Suite 701
Attn: Consumer Protection Advocate
Washington, DC 20002


Florida
Office of Financial Regulation
200 E. Gaines St.
Tallahassee, FL 32399-0371
Phone Number:
850-410-9800
Toll-free:
1-800-848-3792 (FL)


Georgia
Department of Banking and Finance
2990 Brandywine Rd., Suite 200
Atlanta, GA 30341-5565
Phone Number:
770-986-1633
Toll-free:
1-888-986-1633 (GA)


Hawaii
Division of Financial Institutions
PO Box 2054
Honolulu, HI 96805
Phone Number:
808-586-2820
808-274-3141 (Kauai)
808-984-2400, 6-2820# (Maui)
808-974-4000, 6-2820# (Hawaii)
Toll-free:
1-800-468-4644


Idaho
Financial Institutions Bureau
PO Box 83720
Boise, ID 83720-0031
Phone Number:
208-332-8005
Toll-free:
1-888-346-3378 (ID)


Illinois
Department of Financial and Professional Regulation
320 W. Washington St.
Springfield, IL 62786
Phone Number:
217-782-3000
Toll-free:
1-800-532-8785
TTY:
217-524-6644


Indiana
Department of Financial Institutions
30 S. Meridian St., Suite 300
Indianapolis, IN 46204
Phone Number:
317-232-3955
Toll-free:
1-800-382-4880 (IN)


Iowa
Division of Banking
200 E. Grand Ave., Suite 300
Des Moines, IA 50309-1827
Phone Number:
515-281-4014


Kansas
Office of the State Bank Commissioner
700 S.W. Jackson St., Suite 300
Topeka, KS 66603-3714
Phone Number:
785-296-2266
Toll-free:
1-877-387-8523 (Consumer Helpline)


Kentucky
Department of Financial Institutions
1025 Capitol Center Dr., Suite 200
Frankfort, KY 40601
Phone Number:
502-573-3390
Toll-free:
1-800-223-2579


Louisiana
Office of Financial Institutions
PO Box 94095
Baton Rouge, LA 70804-9095
Phone Number:
225-925-4660


Maine
Bureau of Financial Institutions
36 State House Station
Augusta, ME 04333-0036
Phone Number:
207-624-8570
Toll-free:
1-800-965-5235


Maryland
Commissioner of Financial Regulation
500 N. Calvert St., Suite 402
Baltimore, MD 21202
Phone Number:
410-230-6077
Toll-free:
1-888-784-0136 (MD)
TTY:
410-767-2117


Massachusetts
Division of Banks
1000 Washington St.
10th Floor
Boston, MA 02110-6400
Phone Number:
617-956-1500
Toll-free:
1-800-495-2265 (MA)
TTY:
617-956-1577


Michigan
Office of Financial and Insurance Regulation
PO Box 30220
Lansing, MI 48909-7720
Phone Number:
517-373-0220
Toll-free:
1-877-999-6442 (MI)


Minnesota
Financial Examinations Division
85 7th Pl. E, Suite 500
St. Paul, MN 55101
Phone Number:
651-296-2135
TTY:
651-296-2860


Mississippi
Department of Banking and Consumer Finance
901 Woolfolk Building, Suite A
501 N. West St.
Jackson, MS 39201
Phone Number:
601-359-1031
Toll-free:
1-800-844-2499 (MS)


Missouri
Department of Finance
PO Box 716
301 W. High St., Room 630
Jefferson City, MO 65102
Phone Number:
573-751-3242


Montana
Division of Banking and Financial Institutions
301 S. Park Ave., Suite 316
PO Box 200546
Helena, MT 59620
Phone Number:
406-841-2920
Toll-free:
1-800-914-8423
TTY:
406-444-1421


Nebraska
Department of Banking and Finance
PO Box 95006
Lincoln, NE 68509-5006
Phone Number:
402-471-2171
Toll-free:
1-877-471-3445


Nevada
Financial Institutions Division
2785 E. Desert Inn Rd.
Las Vegas, NV 89121
Phone Number:
702-486-4120
Toll-free:
1-866-858-8951 (NV)


New Hampshire
State Banking Department
53 Regional Dr., Suite 200
Concord, NH 03301
Phone Number:
603-271-3561
Toll-free:
1-800-437-5991
TTY:
1-800-735-2964


New Jersey
Department of Banking and Insurance
PO Box 040
Trenton, NJ 08625
Phone Number:
609-292-7272
Toll-free:
1-800-446-7467


New Mexico
Financial Institutions Division
2550 Cerrillos Rd., 3rd Floor
Santa Fe, NM 87505
Phone Number:
505-476-4885


New York
Banking Department
Consumer Help Unit
One State St.
New York, NY 10004-1417
Phone Number:
212-709-3530
Toll-free:
1-877-226-5697 (NY)


North Carolina
Commissioner of Banks
4309 Mail Service Center
Raleigh, NC 27699-4309
Toll-free:
1-888-384-3811


North Dakota
Department of Financial Institutions
2000 Schafer St.
Suite G
Bismarck, ND 58501-1204
Phone Number:
701-328-9933
TTY:
1-800-366-6888 (ND)


Ohio
Division of Financial Institutions
Consumer Complaints
77 S. High St., 21st Floor
Columbus, OH 43215-6120
Phone Number:
614-728-8400
Toll-free:
1-866-278-0003
TTY:
1-800-750-0750


Oklahoma
State Banking Department
2900 N. Lincoln Blvd.
Oklahoma City, OK 73105
Phone Number:
405-521-2782


Oregon
Division of Finance and Corporate Securities
PO Box 14480
Salem, OR 97309-0405
Phone Number:
503-378-4140
Toll-free:
1-866-814-9710


Pennsylvania
Department of Banking
17 N. Second St., Suite 1300
Harrisburg, PA 17101-2290
Phone Number:
717-787-2665
Toll-free:
1-800-722-2657
TTY:
1-800-679-5070


Rhode Island
Division of Banking
1511 Pontiac Ave.
Cranston, RI 02920
Phone Number:
401-462-9503


South Carolina
State Board of Financial Institutions
1205 Pendleton St., Suite 305
Columbia, SC 29201
Phone Number:
803-734-2001


South Dakota
Division of Banking
217 1/2 W. Missouri Ave.
Pierre, SD 57501-4590
Phone Number:
605-773-3421


Tennessee
Consumer Resources Division
414 Union St., Suite 1000
Nashville, TN 37219
Phone Number:
615-253-2023
Toll-free:
1-800-778-4215


Texas
Department of Banking
2601 N. Lamar Blvd., Suite 201
Austin, TX 78705
Phone Number:
512-475-1300
Toll-free:
1-877-276-5554


Utah
Department of Financial Institutions
PO Box 146800
Salt Lake City, UT 84114-6800
Phone Number:
801-538-8830


Vermont
Division of Banking
89 Main St., Drawer 20
Montpelier, VT 05620-3101
Phone Number:
802-828-3301
Toll-free:
1-888-568-4547


Virginia
Bureau of Financial Institutions
PO Box 640
Richmond, VA 23218
Phone Number:
804-371-9657
804-371-9705
Toll-free:
1-800-552-7945 (VA)
TTY:
804-371-9206


Washington
Department of Financial Institutions
PO Box 41200
Olympia, WA 98504-1200
Phone Number:
360-902-8700
Toll-free:
1-877-746-4334
TTY:
360-664-8126


West Virginia
Division of Banking
One Players Club Dr., Suite 300
Charleston, WV 25311
Phone Number:
304-558-2294


Wisconsin
Division of Banking
PO Box 7876
Madison, WI 53707-7876
Phone Number:
608-261-7578
TTY:
608-266-8818


Wyoming
Division of Banking
122 W. 25th St.
Herschler Building, 3rd Floor, East
Cheyenne, WY 82002
Phone Number:
307-777-7797

 

  

Advertising Information:
If you desire to advertise financial or credit related services, submit the online credit advertising form.

 

Financial Portal

This site is independent of the U.S. government, and is not associated with any branch or department of the U.S. government. This site was established as a portal to educate U.S. consumers about various credit related products and services, and to provide lenders, creditors, credit card issuers, credit reporting agencies, debt counselors and other financial entities a medium whereby they may present their products and services to consumers.

 

Advertisements on this website are not necessarily an endorsement by its owners nor managers. This site reserves the exclusive right to add, replace, and to remove advertisers, as well as to deny advertising space, at its sole discretion. This site may also assign and/or otherwise contract the task and authority of managing website advertising space to another entity.

 

Terms and Conditions: To use our website, links and resources, You agree to hold this site and its owners harmless and indemnify its owners of any damages as a result of using this website, links and resources. This site and its owners shall not be held liable for the results of Your clicking-through on a resource link and applying for any product or service.

You further understand and agree this site is not a credit card company, credit reporting agency, lending or banking institution and does not broker financial products/services to financial institutions. 

You understand and agree this site makes no guarantees or warranties with regard to the availability of a loan, credit card, debt assistance, credit report or any other financial product/service (beyond the advertising copy provided by the advertiser), nor do we endorse any particular provider, product or service. This site does not charge you any fees for using the website and the free services specifically provided by it. For the respective rates, fees, and other costs charged by entities who advertise on the website, You understand and agree You must consult directly with the respective advertiser(s).

You understand and agree that if you apply for; or purchase, a product or service from an advertisement on this website, for details, questions, or any concerns you may have you must contact the advertiser directly. This site does not act as a mediator, negotiator, arbitrator nor provides advertiser contact information.

You understand and agree that some products/services may not be available in all U.S. states, and may have other restrictions imposed by the advertiser which are beyond the control of this site.

You understand and agree that products and services; including those offered directly by this site and its owners as well as those offered by advertisers, may change from time to time and without advance notice. Some products and services; including but not limited to credit cards and loans, may have limited, seasonal, promotional and/or infrequent availability. Due to ever-changing availability of products and services, this site may contain content which does not correspond to current offers. For example, this site may have web pages which discuss a certain type of loan product although the actual loan isn't currently available via the website. Such web pages remain active on the website due to costs in locating and updating, plus the added costs of re-inserting content when particular products/services do become available. Before applying for or purchasing any product or service, You understand and agree that it is Your responsibility to first carefully read the advertiser's Terms and Conditions so you will be assured you are applying for or purchasing exactly what you anticipate. Any differences, inconsistencies or incorrect information in an advertiser's Terms and Conditions shall not be the responsibility of this site and its owners and you agree not to hold such liable.

You understand and agree that this site does not guarantee your ability to receive approval or acceptance of any financial product/service.

  

 


Personal Credit

 

Closing accounts, like credit card accounts, could have an effect on personal credit scores. It depends on the documentation concerning the closing. If companies close the account and give negative comments, this could lower scores. When choosing to close accounts yourself, ask that it be documented that the closing was at your request. Note all accounts that were closed, which have incorrect details. Any false information should be corrected.

  

As a routine task, when reviewing reports, notice any records of late payments. Negative comments usually have a negative affect on scores. It is easy for mistakes to happen, yet it can take time to get them removed. For example, if the credit agency incorrectly reported a payment as late, but in truth it was made on time, gather the proof to dispute it. Remember, late payments can lower scores fast. Proof could be as simple as using a canceled check. Proof must be sent in, along with a letter stating what the mistake is on the report.

  

Inquiries from people who view your report will cover a couple of years, and will vary among agencies. That is why it is important to look carefully at each report. When reading reports, consider circling errors with a red pen to identify them. Write a letter to the bureau that shows a mistake. It is a good idea to send a copy of the report, with circled mistakes, along with an explanation about the problem. It can help if the creditor is contacted too, so they could try to get the details corrected.

 

Investigations requires agencies to respond in thirty days. If they do not, try contacting them by letter or contact the Federal Trade Commission. Trying to fix personal credit can be time consuming. The most important thing to do is monitor reports often and correct mistakes. Having good personal credit is important, especially when a home loan is desired.



Review Disclaimer: Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
 

BankPlus.net Review - Online Checking and Personal Loans © 2008 BankPlus 
Personal Checking Personal Savings Certificates of Deposit Home Mortgages Wealth Management Online Banking Mobile Banking 

A bank should make your financial life easier – not more stressful. So BankPlus offers the right personal banking products to fit your lifestyle. From ValuePlus Free Checking to real estate loans to Wealth Management services, all enhanced by free online banking and bill pay, mobile banking, extended drive-thru hours at many offices, and more, BankPlus has exactly what you’re looking for.

Our basic checking account. Unlimited transactions and no monthly service charges.

With $100 or more, you can open a ValuePlus Free checking account with unlimited transactions. With a free BankPlus CheckCard, you may enjoy the convenience of using a VISA card and avoid the hassle of writing a check. e-BankPlus Online Banking and Bill Pay, and BankPlus2Go Mobile Banking are also free. Free permanent digital canceled-check storage is also provided.

With e-BankPlus you can do just about everything you need to do without ever visiting a branch.
* 24 Hour access. View a running balance or review account history online of your BankPlus checking, savings, and loan accounts via computer or cell phone.
* Online bill payment. Schedule one-time, future-dated, or recurring payments to virtually anyone in the U.S. anytime.
* e-Mail alerts. Have account updates delivered to your e-mail.
* Online bank statements. Receive your monthly statement online instead of by mail.
* Online check images. Go paperless and view your statements online each month.
* Online fund transfers. Move money within BankPlus accounts.
* Apply online. Open new accounts from Online Banking through e-BankPlus using a secure connection.

BankPlus is proud to offer BankPlus2Go Mobile Banking to our Online Banking customers. BankPlus2Go gives you the freedom to easily and securely access balance information, pay your bills, transfer funds, view check images and much more from your cell/smart phone.

It's easy, fast and convenient, just go to www.BankPlus.net on your phone's web browser and you can get started with BankPlus2Go. Best of all, BankPlus2Go is free to all e-BankPlus Online Banking customers.

FEATURES OF BankPlus2Go
As an e-BankPlus Online Banking customer, you can use BankPlus2Go to:

* Access your personal deposit and loan accounts
o Account Summaries
o Account Transaction History
o Check Images

* Pay your bills anywhere, anytime with Bill Pay
o View due bills (eBills)
o Pay Bills
o View Pending Bill Payments
o Cancel Pending Bill Payments
o View Bill Payment Histories

* Transfer funds immediately to any other BankPlus personal account

* Locate banking offices, phone numbers, and hours of service

BankPlus MAKES A WIDE ASSORTMENT OF PERSONAL LOANS.
* Aircraft
* All-Terrain Vehicles (ATVs)
* Recreational Vehicles (RVs)
* Automobiles or small trucks - new or used
* Boats and other recreational vehicles
* Lawn Tractors
* Home improvement
* Manufactured homes
* Equity lines of credit on your residence (EquityPlus)
* Loans secured with BankPlus Certificates of Deposit or Savings Accounts


Are loan lenders and credit card issuers who approve bad credit offers evil, or do they help rebuild hope for poor credit people? CreditFederal.com visitor opinion.
Who's to blame for all the bad credit mortgage loan problems? Per CreditFederal.com, it's bad credit consumers as well as home loan lenders.
CreditFederal.com offers loan and credit card content marketing software for instant and automatic affiliate website updates.
CreditFederal.com offers free personal financial software with a balance calculator, bank checking account statement manager, bill payment reminder, plus a credit score.
A CreditFederal.com visitor asks for advice regarding a short term personal loan.
A CreditFederal.com contributor asks why are bad credit reports of unpaid debt removed after 7 years, and how does the bible view Christian loan lenders?
A computer credit question submitted to CreditFederal.com

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How to file bankruptcy and get free online free bankruptcy forms.

Tired of searching and applying blindly for credit? Let free credit offers come to you by joining our newsletter. There's no obligation to accept any offer. Browse for more personal finance resources.

  

  

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2nd mortgage loan - Equity cash loan, debt consolidation, remodeling and other uses.

2nd mortgage refinancing - Apply for a lower interest rate and/or lower payments.

0 interest - Credit cards with no interest or offer 0 introductory rate periods.

0 intro - Online applications for 0 intro credit card offers.

Airline miles credit card - Get free sky miles and other travel rewards.

American Express(R) - Online applications for an American Express(R) card.

Annuity - Learn about annuity investments.

ATM card - Apply online for an ATM card.

Auto financing - Benefits of an online auto loan and general loan terms.

Auto loan calculator - Calculate monthly car payments and total interest paid.

Auto loan down payment - Options to get down payment money for an auto loan.

Auto refinance - Benefits of using a refinance loan to lower payments and/or interest.

Bad credit car calculator - How to negotiate with a car salesman for a better deal.

Bad credit auto loan - Understand invoice, sticker price and other dealership jargon before applying for an auto loan.

Bad credit card - Bad credit card application.

Bad credit home loan - Apply for a home loan and stop paying rent.

Bad credit personal loan - Online application for a no credit check loan with instant approval.

Bad credit - Learn the problems with bad credit and how to improve.

Balance checkbook - How to balance a checkbook and download our free checkbook register software.

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Bank checking account - How to read a bank checking account statement.

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Chargeoff credit card - How to charge off credit card balances yourself, or get professional help from a debt settlement company.

Chase credit card - Reviews and online applications for Chase cards.

Checkbook Register - Free CheckBook Register Software to Manage Expenses

Choosing credit card - Free tips on how to choose a credit card per your qualifications.

Christmas credit card - Apply for a Christmas credit card to make gift purchases.

Christmas credit card debt - Options on how to get help with too much Christmas credit card debt.

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Credit and loan prequalification - Prequalify for credit cards and loans based upon your credit score.

Credit report errors - How to correct credit report errors yourself.

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Fix credit report - How to fix credit report errors yourself or to get help.

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Tips for Married Couples about to Divorce: If you're considering divorce or separation, pay special attention to the status of your credit accounts. If you maintain joint accounts during this time, it's important to make regular payments so your credit record won't suffer. As long as there's an outstanding balance on a joint account, you and your spouse are responsible for it. If you divorce, you may want to close joint accounts or accounts in which your former spouse was an authorized user. Or ask the creditor to convert these accounts to individual accounts. By law, a creditor cannot close a joint account because of a change in marital status, but can do so at the request of either spouse. A creditor, however, does not have to change joint accounts to individual accounts. The creditor can require you to reapply for credit on an individual basis and then, based on your new application, extend or deny you credit. In the case of a mortgage or home equity loan, a lender is likely to require refinancing to remove a spouse from the obligation.

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