Are loan lenders and credit card issuers who approve bad credit offers evil, or do they help rebuild hope for poor credit people? CreditFederal.com visitor opinion.

Who's to blame for all the bad credit mortgage loan problems? Per CreditFederal.com, it's bad credit consumers as well as home loan lenders.

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CreditFederal.com offers free personal financial software with a balance calculator, bank checking account statement manager, bill payment reminder, plus a credit score.

A CreditFederal.com contributor asks why are bad credit reports of unpaid debt removed after 7 years, and how does the bible view Christian loan lenders?

A CreditFederal.com visitor asks for advice regarding a short term personal loan.

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A computer credit question submitted to CreditFederal.com

CreditFederal.com Credit News: The consumer confidence index rose to 109.6, which means Americans will be more likely to spend and to obtain lines of credit, including high limit cards and cash unsecured loans.