American Express One Card
New American Express card - the One Card. This card offers a savings account with interest.
The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name Earn a competitive Annual Percentage Yield (APY), currently 3.80% (variable rate effective 1/19/2006) Get $25 to jump ? start your savings after your first purchase With the Interest Protection feature, you never pay interest on new purchases, even when you carry balance Share complimentary Additional Cards with those close to you to build your savings even more Every dollar spent can be money saved and interest earned.
The American Express One? Card offers an altogether different way to save for your future. Your Card comes linked to a competitive FDIC-insured High-Yield Savings Account. And with the Savings Accelerator Plan, a full 1% of virtually all your eligible purchases will be deposited into this Savings Account at American Express Bank, FSB. It's automatically set up for you when you activate your Card. Plus you'll get $25 to jump start your savings after your first purchase.1 2 Carry a balance without paying interest on new purchases
Unlike most cards, the American Express One? Card offers a feature called Interest Protection. With it, you can pay your bill in full at the end of the month or pay over time ? but you never pay interest on new purchases. So ? by choosing to pay with the American Express One Card ? not only are you free to carry a balance for last month's vacation, you can also avoid paying interest on this week's groceries.
No pre-set spending limit
The American Express One Card has no pre set spend limit, so you can spend a little more if you need to. And to keep track of your spending, you can use the Spend Tracking Alert to designate a monthly spend amount ? and set up e-mail or text message reminders to alert you when you've reached that amount.
Manage Your Card Account Online
You can view up-to-date billing information online, including transactions, charges, payments and aspects of your Card account ? anytime, anywhere.
Get free Additional Cards
To help your savings grow faster, you can request complimentary Additional Cards for others who are important to you. Every eligible purchase made with those Additional Cards can add to your High-Yield Savings
Buyer's Assurance
With the Buyer's Assurance Plan, you can shop worry-free knowing that the terms of the original manufacturer's warranty will be matched up to one additional year, on warranties of five years or less that are eligible in the U.S.
Online Fraud Protection Guarantee
Use the American Express? Card online, and you won't be responsible for any unauthorized charges. Period. No fine print, no deductible ? just pure protection, so you can shop with confidence anywhere on the Internet.
Return Protection Plan
If you try to return a designated item within 90 days from the date of purchase and the merchant won't take it back, we'll reimburse you for the full cost up to $300 per item, excluding shipping and handling.
The Purchase Protection Plan
Shop with confidence and the Purchase Protection Plan, which protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase.
Car Rental Loss and Damage Insurance
You're covered under the Car Rental Loss and Damage Insurance program at no additional charge. Simply use the Card to reserve and pay for the rental auto and decline the Collision Damage Waiver (CDW) or similar option offered by the Commercial Car Rental Company.
Global Assist Hotline
Whenever you travel more than 100 miles from home, you have security and peace of mind 24/7 with medical, legal, financial or other emergency assistance, including medical and legal referrals, visa/passport help, roadside assistance, cash access and more.10
Travel Accident Insurance
Travel Accident Insurance provides up to $100,000 in accidental death and dismemberment insurance while traveling on a common carrier (plane, train, ship, or bus) when the entire fare has been charged to the Card.
Browse American Express Card offers at Credit Federal and submit your online application.
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